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California VA Mortgage Loans

Golden State Mortgage (a division of AMCAP Mortgage Ltd) specializes in VA home loans and has dedicated VA consultants here to say welcome home and thank you for your service. We have California VA home loan specialists on standby to help guide you through application and answer any questions you may have. We are dedicated to you and your future and specialize in dealing with California veteran mortgages. We will work with you through the home buying process as your VA home loan consultant and insure that you maximize the government assistance with your VA home loan. If you have problems with your credit, or need help finding a realtor, or just have general questions before you begin the buying process, we are here to help.

VA Home Loans California Required Documents

Items you will need to help complete your VA loan application: Veteran’s VA certificate of eligibility, past 2 years w2 statements, one month of most recent les or pay stubs, two months of most recent bank statements, copy of DD214 (if the veteran has been discharged/separated from the military)

va-home-loans-advantages

  • Only a 3.5% Down Payment Required
  • 100% Allowed with Approved Gift Fund Source
  • Seller Paid Closing Costs to 6%
  • More Flexible Underwriting
  • Higher Debt to Income Ratios
  • Lower Minimum Credit Scores
  • No Prepayment Penalties
  • Streamline Refinance Available
  • Manufactured Housing OK
    (Subject to Restrictions)

VA Home Loan Advantages

  • Zero down payment up to $417,000
  • Easier credit qualifying
  • Fewer debt to income restrictions
  • Jumbo available with down payment
  • 4% seller concessions
  • Funding fee can be financed
  • Manufactured housing ok
  • Low rates
  • Jumbo VA loans up to $700k
  • Local California va lenders

California VA Mortgage Loans

Golden State Mortgage (a division of AMCAP Mortgage Ltd) specializes in VA home loans and has dedicated VA consultants here to say welcome home and thank you for your service. We have California VA home loan specialists on standby to help guide you through application and answer any questions you may have. We are dedicated to you and your future and specialize in dealing with California veteran mortgages. We will work with you through the home buying process as your VA home loan consultant and insure that you maximize the government assistance with your VA home loan. If you have problems with your credit, or need help finding a realtor, or just have general questions before you begin the buying process, we are here to help.

VA Home Loans California Required Documents

Items you will need to help complete your VA loan application: Veteran’s VA certificate of eligibility, past 2 years w2 statements, one month of most recent les or pay stubs, two months of most recent bank statements, copy of DD214 (if the veteran has been discharged/separated from the military)

va-home-loans-advantages

  • Only a 3.5% Down Payment Required
  • 100% Allowed with Approved Gift Fund Source
  • Seller Paid Closing Costs to 6%
  • More Flexible Underwriting
  • Higher Debt to Income Ratios
  • Lower Minimum Credit Scores
  • No Prepayment Penalties
  • Streamline Refinance Available
  • Manufactured Housing OK
    (Subject to Restrictions)

california-va-home-loans-2

Apply for Your VA Loan Today

Our Mortgage Loan Process

California VA Loans

  • Direct Mortgage Lender- Low Rates & Fees
  • Streamline Process, Fast Closings & Funding
  • Same Day Pre-Qualifications
  • 28 Day Closings!

Have Questions? Speak with a VA Loan Specialist!
CALL TODAY (323) 419-3335