If you’re shopping for a new home in California, you can calculate the home price you can pay and the mortgage schedule you will need based on the payment, down payment, taxes, and insurance you can afford. This calculation will provide an estimate of your house price range based on the monthly payment you can […]
How to Calculate a Mortgage Read More »
Time spent on the loan process depends on a number of things. First, it depends on how long it takes you to find a property in California you want to call home. If you consider that search as part of the process, you should expect it to take months or possibly years. When it comes
How Long Does it Take to Get a Mortgage in California? Read More »
7 Disaster Assistance Programs That Can Help If you live in an area that recently declared a disaster, you can get help from the federal government. You can visit DisasterAssistance.gov to find out what kinds of help you can get, apply for assistance, and to later check the status of your application. In addition, you
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A wide variety of emergencies may cause an evacuation. In some instances, you may have a day or two to prepare, while other situations might call for an immediate evacuation. Planning ahead is vital to ensuring that you can evacuate quickly and safely. Before an Evacuation Learn the types of disasters that are likely in
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Purchasing a home in California is one of the most exciting and potentially stressful things you can do. The home buying process is also an emotional experience that is very personal to each buyer. When your emotions are involved in a purchase, however, you might end up skipping or overlooking certain details. Here are some suggestions
Common Mistakes Homebuyers Make Read More »
Veterans serve our country and help keep us free. It’s not an easy job, but those who are called to service can qualify for a variety of benefits, including home loans through the US Department of Veterans Affairs (VA). Knowing how VA loans work is the first step toward buying a home in California, but
What’s the Best Way for a Veteran to Get a Home Loan? Read More »
When it comes to “fun homeowner conversations”, decorating, family planning, and congratulations are usually what go around before people come around at housewarming time. The specter of foreclosure however? Not so much. With that kind of phantom hanging around in the wings, it’s no wonder taking the first steps to owning a home can seem
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It’s the Fourth! And now that you’re newly in a home, you’ve got more spreading out and more celebrating to do this holiday! What could mark the anniversary of our country’s independence and the new place better than a few pyrotechnics? Other than a great potluck spread of course. But even more important than matching
Your 4th of July Fireworks Checklist! Read More »
Putting a home on the market is stressful enough as is. With all the expenses involved in moving and purchasing a new home, you may not be able to afford major renovations or upgrades before selling your current home. But there are several inexpensive ways to improve your home to sell and give the best impression to
Inexpensive Ways to Improve Your Home to Sell Read More »
You may have heard the good news about mortgage rates being at a three-year low. What many people don’t realize, however, is that most lenders require a credit score of at least 740 in order to qualify for those low rates. If your credit score is lower than that, you’ll end up with higher interest
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