Home Mortgages

Downsizing for Empty Nesters and Retirees

It sounds so satisfying, in a way, the prospect of working your whole life and then retiring—it’s a goal most of us have, to reach for a reward for decades of toil. With no deadlines to meet, no schedules to keep, no one to answer to, retirement means time to travel, engage in hobbies there …

Downsizing for Empty Nesters and RetireesRead More »

How to Make Buying and Selling at the Same Time Work

Buying a home is a serious undertaking, and can be stressful at times. Between keeping paperwork organized, meeting deadlines, and research—and working to sell your home at the same time can turn into one big, overwhelming headache. Here are a few things to keep in mind when you’re buying and selling a home simultaneously. You …

How to Make Buying and Selling at the Same Time WorkRead More »

Top Ten Reasons to Use a Mortgage Broker

Working with a direct lender like a bank may seem like the thing to do—but an independent third party can offer impartial advice. A mortgage broker has access to a much wider array of products; a mortgage broker’s services can help you make sound financial decisions. Still not convinced? Take a look at these 10 …

Top Ten Reasons to Use a Mortgage BrokerRead More »

Investing in a Home is an Investment in Your Future

Is buying a home a good investment? You’ve probably heard from the media, parents, older relatives, and, of course, real estate professionals that buying a home is a great investment that always helps to secure your future. You’re told buying a home is a good investment that will appreciate over time, and that it will …

Investing in a Home is an Investment in Your FutureRead More »

Advice for Single Homebuyers

Home-buying trends have changed over the last decade, and in today’s new market, more single homebuyers are entering the real estate market than ever before. And, single women have now outpaced single men as a percentage of homebuyers—a whopping 21 percent of all new home purchases are credited to single women. Single men and women …

Advice for Single HomebuyersRead More »

All About Credit Scores

The truth is, many consumers are confused about credit, with good reason—it’s a complicated subject. While a large majority of consumers (more than 80%) know the basics of credit scores, they’re still lost when it comes to some very important details, a 2016 survey from the Consumer Federation of America (CFA) and VantageScore Solutions, LLC, …

All About Credit ScoresRead More »

Don’t Assume You Can’t Afford to Buy a Home in California

You too can buy a house, even in a relatively unpredictable market. Talking with first time homebuyers in California, they often say their reasons for why they haven’t chosen ownership over renting. Some common themes always emerge, which we discuss below. I don’t have a 20% down payment! Most people assume that you need 20% …

Don’t Assume You Can’t Afford to Buy a Home in CaliforniaRead More »

How to Calculate a Mortgage

If you’re shopping for a new home in California, you can calculate the home price you can pay and the mortgage schedule you will need based on the payment, down payment, taxes, and insurance you can afford. This calculation will provide an estimate of your house price range based on the monthly payment you can …

How to Calculate a MortgageRead More »

Scroll to Top