New Home Purchase

How to Qualify as a First-Time Home Buyer in California

Did you know that the definition of a first-time buyer isn’t restricted to people purchasing their very first home? According to the Department of Housing and Urban Development, it also includes the following: A person who has not owned a residence for at least 3 years. A single parent who previously co-owned a home while …

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How Home Loans Work in California

If you’ve thought about buying a house in the Golden State, you’re not alone. It’s a great place to live! You might wonder how to get a mortgage in California, so we’ve put together a list of what you should know about California home loans. Conventional Mortgage This is the most commonly used type and …

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Why Buying a Home is Better than Renting

Owning your own home has distinct advantages over renting, especially when it comes to building your net worth and providing a stable environment for your family. If you’re struggling with whether to buy versus rent, consider these 10 reasons to take the plunge into homeownership: 1. You can ramp up energy efficiency. Energy-efficient improvements—from adding …

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Downsizing for Empty Nesters and Retirees

It sounds so satisfying, in a way, the prospect of working your whole life and then retiring—it’s a goal most of us have, to reach for a reward for decades of toil. With no deadlines to meet, no schedules to keep, no one to answer to, retirement means time to travel, engage in hobbies there …

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How to Make Buying and Selling at the Same Time Work

Buying a home is a serious undertaking, and can be stressful at times. Between keeping paperwork organized, meeting deadlines, and research—and working to sell your home at the same time can turn into one big, overwhelming headache. Here are a few things to keep in mind when you’re buying and selling a home simultaneously. You …

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Top Ten Reasons to Use a Mortgage Broker

Working with a direct lender like a bank may seem like the thing to do—but an independent third party can offer impartial advice. A mortgage broker has access to a much wider array of products; a mortgage broker’s services can help you make sound financial decisions. Still not convinced? Take a look at these 10 …

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Investing in a Home is an Investment in Your Future

Is buying a home a good investment? You’ve probably heard from the media, parents, older relatives, and, of course, real estate professionals that buying a home is a great investment that always helps to secure your future. You’re told buying a home is a good investment that will appreciate over time, and that it will …

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Advice for Single Homebuyers

Home-buying trends have changed over the last decade, and in today’s new market, more single homebuyers are entering the real estate market than ever before. And, single women have now outpaced single men as a percentage of homebuyers—a whopping 21 percent of all new home purchases are credited to single women. Single men and women …

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