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Home Blog Apply Now!

Speak to a Live Loan Officer:

(888) 502-2136

LOW RATES. LOW FEES. FAST CLOSINGS.

Your Local California Mortgage Lenders!

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Fresno Mortgage Loans

Fresno Home Loans

Fresno Conventional Mortgage

  • 97% Loan to Value

Fresno Jumbo Mortgage

  • Loan Amount to 3 Million
  • 80% Loan to Value

Fresno USDA Mortgage

  • Rural Properties
  • No Down Payment Required

Fresno VA Loans

Fresno VA Loans

Fresno VA Mortgage Advantages

  • Zero Down Payment
  • NO Monthly Mortgage Insurance
  • Low Rates / Easier Credit Qualifying
  • Fewer Debt to Income Restrictions
  • Lower Credit Scores / Alt Credit OK
  • Jumbo Available with Down Payment
  • 4% Seller Concessions
  • Funding Fee Can be Financed

Fresno FHA Loans

Fresno FHA Loans

Fresno FHA Mortgage Benefits

  • Great for First Time Home Buyers
  • 3.5% Down Payment
  • Low Rates / Easier Qualifying
  • Lower Credit Scores / Alt Credit OK
  • Down Payment Assistance Allowed
  • 6% Seller Concessions
  • Higher Debt to Income Allowed

 

Fresno Mortgage Rates

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Fresno Home Loans & Mortgage Lending

California-Home-Loans-Office

Division of Amcap Mortgage, LTD.
NMLS #129122
609 Rolling Hills #200, CA 90274

Northern California Home Loans

San Francisco Loans
San Jose Loans
Sacramento Loans

Central California Home Loans

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Los Angeles Loans
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Fresno Mortgage Lenders – Home Loans & Mortgage Refinance

Looking to buy a new home in the Fresno area? We specialize in new home purchases and have an array of new home purchase loan options: Conventional Home Loans, FHA home loans, VA home loans, USDA Home Loans and Jumbo Home Loan options.  Local to California, we are proud to be a preferred mortgage lender in Fresno, CA.  As a direct mortgage lender we have in-house underwriting and flexibility to underwrite with a common sense approach to guidelines.  This gives our Fresno borrower’s a significant advantage over traditional Fresno mortgage brokers.  Call today for to discuss mortgage options and let us earn your business!

Our Mortgage Loan Process

Fresno Home Loans

  • Direct Lender with Low Rates & Fees
  • Streamline Process, Fast Closings & Funding
  • Same Day Pre-Qualification
  • 28 Day Closings!

Value of the Golden State Difference
(it’s our people!)

Fresno Partner Realtors

Dale Gremillion
Division Manager

Shelly Gremillion
Sr Loan Officer

Amy Hall
Operations Specialist

Ryan Collins
Client Relations Specialist

  • I WANT TO THANK YOU FROM THE BOTTOM OF MY HEART FOR ALL YOUR HELP, PATIENCE AND UNDERSTANDING WHILE HANDLING OUR MORTGAGE REFINANCE. YOU SPENT A LOT OF TIME WITH US AND I JUST WANT TO THANK YOU FOR YOUR TIME AND SPECIAL ATTENTION YOU PROVIDED. WE ARE SO THANKFUL FOR YOUR HELP AND GLAD WE FINALLY CLOSED!!

    WHITNEY
  • WHEN I WASN’T ABLE TO GET A REFINANCING THROUGH MY BANK, DALE AND HIS TEAM HELPED ME TO REPAIR MY CREDIT AND FOUND A REFINANCING PROGRAM THAT WORKED FOR ME. EXCELLENT EXPERIENCE!

    JON & CATHY
  • FROM THE TOP OF MY HEART I WANT TO THANK EACH OF YOU FOR THE HARD WORK YOU DID IN HELPING ME AND MY FAMILY IN PURCHASING OUR FIRST HOME. YOU HELPED MAKE OUR DREAMS COME TRUE. I PRAY THAT GOD WILL BLESS EACH OF YOU BECAUSE IT IS THROUGH YOU HE OPERATED ON OUR BEHALF. MAY GOD BLESS EACH OF YOU AND YOUR FAMILIES. THANK YOU!

    LISA
  • I WANT TO THANK YOU FROM THE BOTTOM OF MY HEART FOR ALL YOUR HELP, PATIENCE AND UNDERSTANDING WHILE HANDLING OUR LOAN TRANSACTION. YOU ARE IN A BUSINESS THAT INCLUDES A LOT OF EMOTIONS FROM YOUR CUSTOMERS AND YOU DO IT WONDERFULLY. PEOPLE’S DREAMS REST ON WHAT YOU DO AND YOU MAKE THEM COME TRUE.

    KIM
  • THANK YOU BOTH FOR YOUR HELP WITH THIS TRANSACTION. I ENJOYED WORKING WITH YOU, AND I APPRECIATE YOUR DILIGENT AND QUICK EFFORT. I HAVE ALREADY BEGUN REFERRING FRIENDS AND CO-WORKERS TO YOU (DALE & RUSSELL).

    SCOTT
  • THANK YOU, EVERYONE, FOR ALL OF YOUR HELP IN GETTING US INTO OUR DREAM HOME! WE ARE EXTREMELY GRATEFUL! THANK YOU!

    FRANK & JESSICA RANGEL
  • SHELLY, THANKS TO BOTH YOU AND DALE FOR MAKING THIS A GREAT EXPERIENCE.

    COLIN FERNANDEZ
  • THANKS SO MUCH, YOU TWO ARE GREAT PEOPLE TO WORK WITH AND WISH YOU ALL THE BEST.

    ROBERT YORK

Local Fresno Mortgage Lenders | CONVENTIONAL, FHA, VA, USDA  and JUMBO Home Loans

Are you in the market for a new home in Fresno? Or need to refinance your current Fresno mortgage?  Interest rates are at historic lows and now is both a great time for new home purchases or mortgage refinancing.  If you are looking for a mortgage lender in Fresno, then look no further than Golden State Mortgage. We offer competitive rates and fees and strive to close all new home loans in 28 days or less.  Learn more about Golden State Mortgage.

FRESNO MORTGAGE LENDING: CALL US TODAY (559) 575-0085