Proudly Serving San Diego, CA

Low Rates. Low Fees. Fast Closings.

Apply Online in Minutes!
No Cost Estimates & Pre-Approvals
Our Popular San Diego Home Loans
30 Year Fixed Conventional, FHA, VA and USDA Home Loan Options
Conventional Rates


Primary, 2nd Homes &
Investment Properties

FHA Rates


Great for 1st Time Buyers
Only 3.5% down

VA Rates


100% Loans to Conforming
Jumbo Options Available

USDA Rates


100% Financing
Rural Properties

Rates current as of 10/16/2017, 2:56:53 PM . Rate Assumptions

San Diego New Home Loans
FHA Home Loans
VA Home Loans
Jumbo Home Loans

2244 Pacific Coast Hwy #207

Lomita CA 90717

Northern California Home Loans

Central California Home Loans

Southern California Home Loans

San Diego Home Loans & Mortgage Refinance

Our San Diego mortgage lenders are on stand-by to help answer your mortgage questions and help find the best loan programs for your specific lending needs. Golden State Mortgage company offers low rates, low fees and with local underwriting we can close loans quickly. Our goal is to close all new home purchases in 28 days or less. As a technology driven mortgage company we have simplified mortgage lending and keep you in the loop through the entire process. You can apply for a San Diego home loan either online or calling and letting our friendly loan officer’s take your application over the phone. The process is simple! Call today for a free good faith estimate and let us earn your business. Whether a San Diego FHA Loan, San Diego VA home loan, or San Diego jumbo mortgage we can help!

Your Local California Mortgage Company:

  • San Diego Direct Mortgage Lender- Low Rates & Fees
  • Full Range of Mortgage Programs
  • Technology Driven
  • Same Day Pre-Qualifications
  • Streamline Process, Fast Closings & On Time Funding
  • Typically Close in 28 Days or Less!
Value of the Golden State Difference
(it’s our people!)
Ramaj Balley
Vice President
National Retail Lending
Shelly Gremilion
Branch Manager
NMLS 296491
Dale Gremillion
Sr Loan Officer
NMLS 210325
Dale Gremillion
Branch Manager

San Diego Home Loans | FHA Loans, VA & USDA Home Loans

Whether a 1st time home buyer in need of a San Diego FHA loan, or US military in need of a San Diego VA home loan, we have the right program for your specific lending needs. Mortgage rates are still low and a great time to buy a new home or refinance your existing mortgage. Learn more about Golden State Mortgage Company San Diego home loans.