Home Blog Apply Now! Speak to a Live Loan Officer: (858) 997-2808
Home Blog Apply Now! Speak to a Live Loan Officer: (888) 502-2136

Home Blog Apply Now!

Speak to a Live Loan Officer:

(858) 997-2808

Your Local Mortgage Lender – San Diego, CA


Qualify Online
Jump in Front of the Line – Apply Now!
Type of loan?


Our Popular San Diego Home Loans
30 Year Conventional, FHA, VA and USDA loan options
Conventional Fixed


Primary, 2nd Homes &
Investment properties

FHA Rates


Great for 1st time
home buyers, only 3.5% down

VA Rates


100% Loan to $424,100 Tx Vet
Program Available

USDA Rates


100% Financing Options
Rural Properties

Rates current as of 10/16/2017, 2:56:53 PM . Rate Assumptions


San Diego Conventional Loans

San Diego Home Loans
Jumbo Home LoansLoans over $417,000

San Diego Conventional Mortgage

  • Freddie Mac and Fannie Mae
  • Direct Lender
  • 97% Loan to Value
  • 90% Loan to Value High Balance

San Diego Jumbo Mortgage

  • Loan Amount to 3 Million
  • 80% Loan to Value
  • Fixed Rates and Adjustable Rates (ARMS)

San Diego VA Loans

San Diego VA Loans
VA Home LoansProudly serving our US Vets!

San Diego VA Mortgage Advantages

  • Zero Down Payment to Conforming Limits
  • NO Monthly Mortgage Insurance
  • Low Rates / Easier Credit Qualifying
  • Fewer Debt to Income Restrictions
  • Lower Credit Scores / Alt Credit OK
  • Jumbo Available with Down Payment
  • 4% Seller Concessions
  • Funding Fee Can be Financed

San Diego FHA Loans

San Diego FHA Loans
FHA Home Loans1st Time Home Buyers

San Diego FHA Mortgage Benefits

  • Great for First Time Home Buyers
  • 3.5% Down Payment
  • Low Rates / Easier Qualifying
  • Lower Credit Scores / Alt Credit OK
  • Down Payment Assistance Allowed
  • Higher Debt to Income Allowed
  • Co-Borrowers Allowed
  • Streamline Refinance Available

San Diego Home Loans


2244 Pacific Coast Hwy #207 Lomita CA 90717

Northern California Home Loans

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San Jose Loans

Central California Home Loans

Fresno Home Loans

Southern California Home Loans

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San Diego Loans


San Diego Mortgage Lenders | Home Loans  & Mortgage Refinance

Our San Diego mortgage lenders are on stand-by to help answer your mortgage questions and help find the best loan programs for your specific lending needs.  Golden State Mortgage company offers low rates, low fees and with local underwriting we can close loans quickly.  Our goal is to close all new home purchases in 28 days or less.  As a technology driven mortgage company we have simplified mortgage lending and keep you in the loop through the entire process.  You can apply for a San Diego home loan either online or calling and letting our friendly loan officer’s take your application over the phone.  The process is simple!  Call today for a free good faith estimate and let us earn  your business.  Whether a San Diego FHA Loan, San Diego VA home loan, or San Diego jumbo mortgage we can help!

Our Mortgage Loan Process

San Diego New Home Loans

  • San Diego Direct Lender with Low Rates & Fees
  • Streamline Process, Fast Closings & On Time Fundings
  • Same Day Pre-Approvals
  • 28 Day Closings!

Value of the Golden State Difference
(it’s our people!)

Dale Gremillion
Sr Loan Officer

Russell Stout
Sr Loan Officer

Shelly Gremillion
Sr Loan Officer

Ryan Collins
Client Relations Specialist

Local San Diego Home Loans | FHA Loans, VA & USDA Home Loans

Whether a 1st time home buyer in need of a San Diego FHA loan, or US military in need of a San Diego VA home loan, we have the right program for your specific lending needs.  Mortgage rates are still low and a great time to buy a new home or refinance your existing mortgage.  Learn more about Golden State Mortgage Company San Diego home loans.