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Home Blog Apply Now!

Speak to a Live Loan Officer:

(888) 502-2136

LOW RATES. LOW FEES. FAST CLOSINGS.

Your Local California Mortgage Lenders!

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San Diego Jumbo Loans

San Diego Home Loans

Conventional

  • 95% Loan to Value

Jumbo

  • Loan Amount to 3 Million
  • Great Rates & Low Fees

San Diego VA Loans

San Diego VA Loans

Advantages of VA Mortgage

  • Zero Down Payment Up to $417,000
  • Easier Credit Qualifying
  • Fewer Debt to Income Restrictions
  • Jumbo Available with Downpayment

San Diego FHA Loans

San Diego FHA Loans

Great for First Time Home Buyers

  • Low Downpayment
  • Easier Credit Qualifying
  • Down Payment Assistance Allowed
  • Higher Debt to Income Allowed

San Diego Home Loans

California-Home-Loans-Office

Division of Amcap Mortgage, LTD.
NMLS #129122
609 Rolling Hills #200, CA 90274

Northern California Home Loans

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San Diego Mortgage Lenders | Home Loans  & Mortgage Refinance

Our San Diego mortgage lenders are on stand-by to help answer your mortgage questions and help find the best loan programs for your specific lending needs.  Golden State Mortgage company offers low rates, low fees and with local underwriting we can close loans quickly.  Our goal is to close all new home purchases in 28 days or less.  As a technology driven mortgage company we have simplified mortgage lending and keep you in the loop through the entire process.  You can apply for a San Diego home loan either online or calling and letting our friendly loan officer’s take your application over the phone.  The process is simple!  Call today for a free good faith estimate and let us earn  your business.  Whether a San Diego FHA Loan, San Diego VA home loan, or San Diego jumbo mortgage we can help!

Our Mortgage Loan Process

San Diego New Home Loans

  • Direct Lender with Low Rates & Fees
  • Streamline Process, Fast Closings & Funding
  • Same Day Pre-Approvals
  • 21 Day Closings!

Value of the Golden State Difference
(it’s our people!)

Dale G.
Branch Manager

Russell Stout
Production Manager

Amy Hall
Operations Specialist

Ryan Collins
Client Relations Specialist

  • I WANT TO THANK YOU FROM THE BOTTOM OF MY HEART FOR ALL YOUR HELP, PATIENCE AND UNDERSTANDING WHILE HANDLING OUR MORTGAGE REFINANCE. YOU SPENT A LOT OF TIME WITH US AND I JUST WANT TO THANK YOU FOR YOUR TIME AND SPECIAL ATTENTION YOU PROVIDED. WE ARE SO THANKFUL FOR YOUR HELP AND GLAD WE FINALLY CLOSED!!

    WHITNEY
  • WHEN I WASN’T ABLE TO GET A REFINANCING THROUGH MY BANK, DALE AND HIS TEAM HELPED ME TO REPAIR MY CREDIT AND FOUND A REFINANCING PROGRAM THAT WORKED FOR ME. EXCELLENT EXPERIENCE!

    JON & CATHY
  • FROM THE TOP OF MY HEART I WANT TO THANK EACH OF YOU FOR THE HARD WORK YOU DID IN HELPING ME AND MY FAMILY IN PURCHASING OUR FIRST HOME. YOU HELPED MAKE OUR DREAMS COME TRUE. I PRAY THAT GOD WILL BLESS EACH OF YOU BECAUSE IT IS THROUGH YOU HE OPERATED ON OUR BEHALF. MAY GOD BLESS EACH OF YOU AND YOUR FAMILIES. THANK YOU!

    LISA
  • I WANT TO THANK YOU FROM THE BOTTOM OF MY HEART FOR ALL YOUR HELP, PATIENCE AND UNDERSTANDING WHILE HANDLING OUR LOAN TRANSACTION. YOU ARE IN A BUSINESS THAT INCLUDES A LOT OF EMOTIONS FROM YOUR CUSTOMERS AND YOU DO IT WONDERFULLY. PEOPLE’S DREAMS REST ON WHAT YOU DO AND YOU MAKE THEM COME TRUE.

    KIM
  • THANK YOU BOTH FOR YOUR HELP WITH THIS TRANSACTION. I ENJOYED WORKING WITH YOU, AND I APPRECIATE YOUR DILIGENT AND QUICK EFFORT. I HAVE ALREADY BEGUN REFERRING FRIENDS AND CO-WORKERS TO YOU (DALE & RUSSELL).

    SCOTT
  • THANK YOU, EVERYONE, FOR ALL OF YOUR HELP IN GETTING US INTO OUR DREAM HOME! WE ARE EXTREMELY GRATEFUL! THANK YOU!

    FRANK & JESSICA RANGEL
  • SHELLY, THANKS TO BOTH YOU AND DALE FOR MAKING THIS A GREAT EXPERIENCE.

    COLIN FERNANDEZ
  • THANKS SO MUCH, YOU TWO ARE GREAT PEOPLE TO WORK WITH AND WISH YOU ALL THE BEST.

    ROBERT YORK

Local San Diego Home Loans | FHA Loans, VA & USDA Home Loans

Whether a 1st time home buyer in need of a San Diego FHA loan, or US military in need of a San Diego VA home loan, we have the right program for your specific lending needs.  Mortgage rates are still low and a great time to buy a new home or refinance your existing mortgage.  Learn more about Golden State Mortgage Company San Diego home loans.

SAN FRANCISCO MORTGAGE LENDING: CALL US TODAY 888-502-2136