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Home Blog Apply Now!

Speak to a Live Loan Officer:

(888) 502-2136

LOW RATES. LOW FEES. FAST CLOSINGS.

Your Local California Mortgage Lenders!

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San Franciso Jumbo Loans

San Francisco Home Loans

Conventional

  • 95% Loan to Value

Jumbo

  • Loan Amount to 3 Million
  • Great Rates & Low Fees

San Francisco VA Loans

San Francisco VA Loans

Advantages of VA Mortgage

  • Zero Down Payment Up to $417,000
  • Easier Credit Qualifying
  • Fewer Debt to Income Restrictions
  • Jumbo Available with Downpayment

San Francisco FHA Loans

San Francisco FHA Loans

Great for First Time Home Buyers

  • Low Downpayment
  • Easier Credit Qualifying
  • Down Payment Assistance Allowed
  • Higher Debt to Income Allowed

San Francisco Home Loans & Mortgage Lending

California-Home-Loans-Office

Division of Amcap Mortgage, LTD.
NMLS #129122
609 Rolling Hills #200, CA 90274

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Your San Francisco Mortgage Lenders – Why Golden State Mortgage?

Golden State Mortgage provides expert service in the field of residential mortgages in San Francisco. Local to California we are a direct mortgage lender with ultra competitive rates and top notch customer service. Our home loan experts will help pick the best loan option for you and secure the best possible rates. With in-house underwriters we are able to make fast decisions and close loans quickly. Whether a first time home buyer needing a FHA loan, US military in need of a VA mortgage, or Jumbo mortgages, we can pick the best loan program for your individual needs. We specialize in San Francisco new home purchases, jumbo home loans and mortgage refinance.  VA home loans and FHA home loans for our US military and 1st time home buyers also available. Call today for a free good faith estimate!

Our Mortgage Loan Process

Why Golden State Mortgage?

  • Direct Lender with Low Rates & Fees
  • Streamline Process, Fast Closings & Funding
  • Same Day Pre-Approvals
  • 21 Day Closings!

Value of the Golden State Difference
(it’s our people!)

Dale G.
Branch Manager

Russell Stout
Production Manager

Amy Hall
Operations Specialist

Ryan Collins
Client Relations Specialist

  • I WANT TO THANK YOU FROM THE BOTTOM OF MY HEART FOR ALL YOUR HELP, PATIENCE AND UNDERSTANDING WHILE HANDLING OUR MORTGAGE REFINANCE. YOU SPENT A LOT OF TIME WITH US AND I JUST WANT TO THANK YOU FOR YOUR TIME AND SPECIAL ATTENTION YOU PROVIDED. WE ARE SO THANKFUL FOR YOUR HELP AND GLAD WE FINALLY CLOSED!!

    WHITNEY
  • WHEN I WASN’T ABLE TO GET A REFINANCING THROUGH MY BANK, DALE AND HIS TEAM HELPED ME TO REPAIR MY CREDIT AND FOUND A REFINANCING PROGRAM THAT WORKED FOR ME. EXCELLENT EXPERIENCE!

    JON & CATHY
  • FROM THE TOP OF MY HEART I WANT TO THANK EACH OF YOU FOR THE HARD WORK YOU DID IN HELPING ME AND MY FAMILY IN PURCHASING OUR FIRST HOME. YOU HELPED MAKE OUR DREAMS COME TRUE. I PRAY THAT GOD WILL BLESS EACH OF YOU BECAUSE IT IS THROUGH YOU HE OPERATED ON OUR BEHALF. MAY GOD BLESS EACH OF YOU AND YOUR FAMILIES. THANK YOU!

    LISA
  • I WANT TO THANK YOU FROM THE BOTTOM OF MY HEART FOR ALL YOUR HELP, PATIENCE AND UNDERSTANDING WHILE HANDLING OUR LOAN TRANSACTION. YOU ARE IN A BUSINESS THAT INCLUDES A LOT OF EMOTIONS FROM YOUR CUSTOMERS AND YOU DO IT WONDERFULLY. PEOPLE’S DREAMS REST ON WHAT YOU DO AND YOU MAKE THEM COME TRUE.

    KIM
  • THANK YOU BOTH FOR YOUR HELP WITH THIS TRANSACTION. I ENJOYED WORKING WITH YOU, AND I APPRECIATE YOUR DILIGENT AND QUICK EFFORT. I HAVE ALREADY BEGUN REFERRING FRIENDS AND CO-WORKERS TO YOU (DALE & RUSSELL).

    SCOTT
  • THANK YOU, EVERYONE, FOR ALL OF YOUR HELP IN GETTING US INTO OUR DREAM HOME! WE ARE EXTREMELY GRATEFUL! THANK YOU!

    FRANK & JESSICA RANGEL
  • SHELLY, THANKS TO BOTH YOU AND DALE FOR MAKING THIS A GREAT EXPERIENCE.

    COLIN FERNANDEZ
  • THANKS SO MUCH, YOU TWO ARE GREAT PEOPLE TO WORK WITH AND WISH YOU ALL THE BEST.

    ROBERT YORK

San Francisco Mortgage Lenders | FHA, VA & USDA Home Loans

Call today and learn why more people are choosing Golden State Mortgage as their preferred mortgage lenders in San Francisco. For new home purchases we offer same day approvals and strive to close all loans in 28 days or less. We specialize in FHA home loans for 1st time home buyers and VA home loans for your US Veterans. Call today for a free good faith estimate and let us earn your business!

SAN FRANCISCO MORTGAGE LENDING: CALL US TODAY 888-502-2136