Proudly Serving San Jose, CA

Low Rates. Low Fees. Fast Closings.

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No Cost Estimate & Pre-Approval
San Jose Mortgage Rates - Popular Home Loans
30 Year Fixed Conventional, FHA, VA and USDA Home Loan Options
Conventional Rates


Primary, 2nd Homes &
Investment Properties

FHA Rates


Great for 1st Time Buyers
Only 3.5% down

VA Rates


100% Loans to Conforming
Jumbo Options Available

USDA Rates


100% Financing
Rural Properties

Rates current as of 10/16/2017, 2:56:53 PM . Rate Assumptions

San Jose New Home Loans
San Jose FHA Home Loans
San Jose VA Home Loans
San Jose USDA Home Loans

2244 Pacific Coast Hwy #207

Lomita CA 90717

Northern California Home Loans

Central California Home Loans

Southern California Home Loans

San Jose New Home Loans & Refinancing

San Jose mortgage lenders for FHA home loans, VA home loans, USDA mortgages, and Jumbo loans. We specialize in new home purchases as well as mortgage refinancing. As a local California mortgage company we have the flexibility and offerings that traditional mortgage brokers and mortgage banks can not provide. We will walk you step-by-step through the home lending process and keep you in the loop all the way to the end. We offer ultra competitive rates and fees and customer service that is second to none. As a direct mortgage lender we can make quicker decisions and strive to close all new home loans in San Jose in 28 days or less. Let us earn your business and give our San Jose team a call today. Let us earn your business – same day approvals and free good faith estimates!

Why Choose Golden State Mortgage?

  • Low Rates & Fees
  • Full Range of Mortgage Programs
  • Technology Driven
  • Same Day Pre-Qualifications
  • Streamline Process, Fast Closings & On Time Funding
  • Typically Close in 28 Days or Less!
Value of the Golden State Difference (it’s our people!)
Ramaj Balley
Vice President
National Retail Lending
Shelly Gremilion
Branch Manager
NMLS 296491
Dale Gremillion
Sr Loan Officer
NMLS 210325
Ryan Collins
Branch Manager

Your San Jose Mortgage Pro'ss: VA Loans, FHA loans, and USDA Loans

We are a premier mortgage lender in San Jose with offices right here in California. As a technology driven company and emphasis on customer service our home loan process simply can’t be matched. We strive to close all new home loans in 28 days or less and offer same day approvals in most instances. Learn more about available San Jose home loans options.