FICO credit score

Improve Your Credit for Lower Mortgage Rates

You may have heard the good news about mortgage rates being at a three-year low. What many people don’t realize, however, is that most lenders require a credit score of at least 740 in order to qualify for those low rates. If your credit score is lower than that, you’ll end up with higher interest …

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FHA Revises Policies and Opens Doors for First-Time Home Buyers

As owning a home has become more affordable than renting, many renters are eager to make an investment in the market and in their own future. Though most of these prospective buyers could easily handle the monthly mortgage payment, based on the already high rental rate they are paying, the one thing holding some borrowers …

FHA Revises Policies and Opens Doors for First-Time Home BuyersRead More »

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