California Real Estate

How to Calculate a Mortgage

If you’re shopping for a new home in California, you can calculate the home price you can pay and the mortgage schedule you will need based on the payment, down payment, taxes, and insurance you can afford. This calculation will provide an estimate of your house price range based on the monthly payment you can …

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How Long Does it Take to Get a Mortgage in California?

Time spent on the loan process depends on a number of things. First, it depends on how long it takes you to find a property in California you want to call home. If you consider that search as part of the process, you should expect it to take months or possibly years. When it comes …

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Common Mistakes Homebuyers Make

Purchasing a home in California is one of the most exciting and potentially stressful things you can do. The home buying process is also an emotional experience that is very personal to each buyer. When your emotions are involved in a purchase, however, you might end up skipping or overlooking certain details. Here are some suggestions …

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What’s the Best Way for a Veteran to Get a Home Loan?

Veterans serve our country and help keep us free. It’s not an easy job, but those who are called to service can qualify for a variety of benefits, including home loans through the US Department of Veterans Affairs (VA). Knowing how VA loans work is the first step toward buying a home in California, but …

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Foreclosures Waning = Homeowners Winning

When it comes to “fun homeowner conversations”, decorating, family planning, and congratulations are usually what go around before people come around at housewarming time. The specter of foreclosure however? Not so much. With that kind of phantom hanging around in the wings, it’s no wonder taking the first steps to owning a home can seem …

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Your 4th of July Fireworks Checklist!

It’s the Fourth! And now that you’re newly in a home, you’ve got more spreading out and more celebrating to do this holiday! What could mark the anniversary of our country’s independence and the new place better than a few pyrotechnics? Other than a great potluck spread of course. But even more important than matching …

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Improve Your Credit for Lower Mortgage Rates

You may have heard the good news about mortgage rates being at a three-year low. What many people don’t realize, however, is that most lenders require a credit score of at least 740 in order to qualify for those low rates. If your credit score is lower than that, you’ll end up with higher interest …

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