The Golden State Mortgage family would like to wish you and yours a very happy holiday season. Mendocino (North Coast) Want a break from the cramped big city holiday rush? The village of Mendocino has what you’re looking for. There are no franchised chains in the entire village. Each shop and restaurant offers something special. […]
Best Holiday Decorations in California Read More »
You too can buy a house, even in a relatively unpredictable market. Talking with first time homebuyers in California, they often say their reasons for why they haven’t chosen ownership over renting. Some common themes always emerge, which we discuss below. I don’t have a 20% down payment! Most people assume that you need 20%
Don’t Assume You Can’t Afford to Buy a Home in California Read More »
Reviewing the numerous types of insurance available during the home buying process can be overwhelming. You already have so much to do to close on your home—do you really have to jump through more hoops? Well, yes. No sensible car owner would drive without insurance, so it stands to reason that no new homeowner should
Insurance You Need as a Homebuyer Read More »
When military governor General Bennett Riley proclaimed a day of Thanksgiving in November 1849 during the turmoil of the Gold Rush, California was not yet a state. In September 1863, President Abraham Lincoln decreed Thanksgiving as a national holiday. Before that declaration, the celebration was sporadically held, mainly in the New England states, as a
Thanksgiving Traditions in California Read More »
Early spring is traditionally the beginning of home shopping season in California. It’s often a period of optimism for would-be home buyers, since spring is when the highest number of homes for sale are newly listed. This is a great time for buyers most interested in finding the perfect home—but be aware that as a
Is There a Best Time to Buy a House in California? Read More »
They say that into each life a little rain must fall. Unfortunately, looking at the headlines today literal AND metaphorical rain can get to some pretty catastrophic proportions. But as always, there’s hope! And it starts wtih each one of us being informed and involved before tragedy strikes. If you’re not as active within your
How to Get Ahead of Community Tragedy Read More »
Born between the early 1980s and mid 2000s, Millennials range in age from mid-teens to mid-thirties. They total more than 80 million individuals, representing the largest generation in the U.S. In fact, in five years they will make up 50% of the working population of the USA, and by 2025 they will claim three-quarters of
Millennials’ Home Buying Expectations Read More »
Frequently you hear that buying a home in California is a good investment. Taking it a step further, purchasing multiple houses as rental properties can also be a great way to increase your assets and make money. However, be aware of some basic differences between buying a property as your home and purchasing properties to
Buying More Rentals vs Paying Down Mortgage Read More »
Fresno Forestiere Underground Gardens began in the early 1900s, when Sicilian immigrant, citrus grower, and visionary Baldassare Forestiere transformed neglected farmland into a vast network of rooms, tunnels, and courtyards as a subterranean escape from the sweltering Central Valley summer heat. Spanning more than 10 acres, Baldassare excavated for more than forty years, using only
Top 5 Places to Take Out of Town Guests in California Read More »
If you’re shopping for a new home in California, you can calculate the home price you can pay and the mortgage schedule you will need based on the payment, down payment, taxes, and insurance you can afford. This calculation will provide an estimate of your house price range based on the monthly payment you can
How to Calculate a Mortgage Read More »
