Mortgage Rates

Three Things to Expect from the Housing Market in 2016

Have you resolved to buy or sell a home this year? Or maybe both? Here are a few things you can expect to find if you’re entering the housing market in 2016: 1. Interest rates will go up This is not really news. Experts have been predicting an increase in mortgage rates ever since the Fed …

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More First-Time Buyers Opt for Jumbo Loans in California

When you think of a jumbo loan, or jumbo mortgage, it evokes visions of luxury home buying, second homes, vacation homes, or maybe investors looking to purchase a multi-family unit to develop luxury condos or apartments. These days, though, a lot of first-time homebuyers in California are learning all about jumbo loans, because, in some …

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Should You Refinance Your Mortgage, Just Because Rates Are Low?

How can you know when, and if, refinancing is right for you? Here are five questions you can ask yourself when trying to decide: What are the current interest rates? If you are a homeowner, and interest rates are down, you have probably at least considered refinancing your mortgage. There is an obvious relationship between …

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