Speak to a Live Loan Officer:
Welcome to GOLDEN STATE MORTGAGE – powered by MiMutual Mortgage
Low Rates. Low Fees. Fast Closings!!
Sacramento CA
San Diego
Today's Mortgage Rates
Popular Sacramento, CA Loans: 30 Year Conventional, FHA, VA and USDA loan options
Conventional Rates

getting rates...

30 Year Fixed

Low payments that never change

FHA Rates

getting rates...

30 Year FHA

Stable monthly payment with less money down

VA Rates

getting rates...

30 Year VA

100% loans to Conforming Jumbo Options available

USDA Rates

getting rates...

30 Year USDA

100% financing rural properties

Rates current as of 10/16/2017, 2:56:53 PM . Rate Assumptions

New Home Loans
Sacramento FHA Loans
Sacramento VA Loans
Sacramento USDA Loans

2244 Pacific Coast Hwy #106

Lomita CA 90717

Northern California Home Loans

Central California Home Loans

Southern California Home Loans

Why Choose MIMutual Mortgage?

Golden State Mortgage is a preferred mortgage lender in Sacramento that offers lows rates and fees, local customer service and a user experience that is second to none in the mortgage industry. We pride ourselves on customer service and closing loans quickly. As a direct mortgage lender we have loan programs and options not available to mortgage brokers or even your mortgage banks. Home mortgages in California is all we do and quiet frankly we are good at it! Whether a FHA home loan for a first time buyer or a VA home loan for our US Veterans, we have the perfect loan options. Local to California underwriting we can make decisions quickly and process loans much faster. We offer same-day approvals in most instances. Call our Sacramento home loans gurus today or apply online or learn more about how we work.


  • Low Rates & Low Fees!!
  • Full Range of Mortgage Programs
  • Technology Driven
  • Same Day Pre-Qualifications
  • Streamline Process, Fast Closings & On Time Funding
  • Typically Close in 28 Days or Less!

Your Sacramento, CA Mortgage Lenders

As a direct mortgage lender we offer a bevy of loan options and will customize the best loan option for your specific lending needs. Call today and let us help educate you on best available loan programs and pick the perfect loan. We our proud to serve our US Vets and experts in VA home loans as well as FHA home loans first time home buyers. New home purchase? We specialize in new home loans and offer Sacramento FHA Loans, Sacramento VA Mortgages, and Jumbo home loans.
Ramaj Balley
Vice President
National Retail Lending
Sherina Rochte
Operations Manager
NMLS #809338
Dale Gremillion
Sr Loan Officer
NMLS #210325
Maylee Cazares
Production Support