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Welcome to GOLDEN STATE MORTGAGE – San Francisco Mortgage Loans
Low Rates. Low Fees. Fast Closings!!
Today's Mortgage Rates
San Francisco, CA Popular Loans - 30 Year Fixed Conventional, FHA, VA and USDA loan options
Conventional Rates
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30 Year Fixed
Low payments that never change
FHA Rates
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30 Year FHA
Stable monthly payment with less money down
VA Rates
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30 Year VA
100% loans to Conforming Jumbo Options available
USDA Rates
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30 Year USDA
100% financing rural properties
Rates current as of 10/16/2017, 2:56:53 PM . Rate Assumptions
Why Golden State Mortgage?
CLOSE ON TIME
Our goal is to close every loan in 28 days or less. In-house underwriting, processing, and closing allows for fast approval and on-time fundings.
LOW RATES & FEES
California Mortgage Lender with Low Mortgage Rates and Low Fees. FHA, VA, and USDA Approved Lender.
CUSTOMER SERVICE
Local California mortgage company and provide top-notch customer support. We will be with you at every step from application to closing.
We Specialize in New Home Purchases
New Home Loan? Let us help!
- Primary Residence, 2nd Home, Investment
- Conventional, FHA, VA and USDA Loans
- Renovation Loan Programs
- Great Rates, Low Fees
California Mortgage Refinance Experts
Refinance Today & Save!
- Reduce Monthly Payment
- Shorten Mortgage Term
- Cash-out Debt Consolidation
- Streamline Options Available
California FHA Home Loans
Advantages of FHA Mortgages
- Great 1st Time Buyers
- Low Down Payment
- Easier Credit Qualifying
- 203K Renovations Loan
California VA Home Loans
Advantages of VA Loans
- Zero Down, 100% Financing
- No Monthly Mortgage Insurance
- No Debt to Income Restrictions
- Jumbo Option with Down Payment
California Conventional Home Loans
Conventional Loan Advantages
- Primary, 2nd homes and Investment
- Up to 97% Financing
- No Up-front Funding Fees
- Renovation Loan Programs
California USDA Home Loans
Advantages of USDA Loans
- 100% Financing Rural Properties
- Primary Residence Only
- Closing Costs Can be Rolled In
- Home Repairs Can be Rolled In
California Jumbo Home Loans
Advantages of Jumbo Mortgages
- Primary & 2nd Homes
- 80% Loan to Value
- Fixed Rate and Arm Options
- Reserves Required
California Reverse Mortgage
Let your home work for you
- No Monthly Mortgage Payments
- Cash-Out Options
- Money it Tax Free
- No Credit Score Requirements
San Francisco Mortgage Loans & Refinance
Golden State Mortgage is a preferred mortgage lender in Sacramento that offers lows rates and fees, local customer service and a user experience that is second to none in the mortgage industry. We pride ourselves on customer service and closing loans quickly. As a direct mortgage lender we have loan programs and options not available to mortgage brokers or even your mortgage banks. Home mortgages in California is all we do and quiet frankly we are good at it! Whether a FHA home loan for a first time buyer or a VA home loan for our US Veterans, we have the perfect loan options. Local to California underwriting we can make decisions quickly and process loans much faster. We offer same-day approvals in most instances. Call our Sacramento home loans gurus today or apply online or learn more about how we work.
Your Local San Francisco Mortgage Company:
- Our People, Low Rates & Fees
- Full Range of Mortgage Programs
- Local California Mortgage Company
- Same Day Pre-Qualifications
- Streamline Process, Fast Closings & On Time Funding
- Typically Close in 28 Days or Less!
San Francisco Mortgage Professionals: FHA, VA & USDA Home Loans
Local to California we offer in-house underwriting and our goal is to close every new home loan in 21 days or less. As a direct mortgage lender we offer a bevy of loan options and will customize the best loan option for your specific lending needs. Call today and let us help educate you on best available loan programs and pick the perfect loan. We our proud to serve our US Vets and experts in VA home loans as well as FHA home loans first time home buyers. New home purchase? We specialize in new home loans and offer San Francisco FHA Loans, San Francisco VA Mortgages, and Jumbo home loans.
Why More Californians Choose Us? It’s Our People!
Call (800)536-8171