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California Mortgage Loans
California Conventional Mortgage
- Freddie Mac and Fannie Mae
- Direct Lender
- 97% Loan to Value
- 90% Loan to Value High Balance
California Jumbo Mortgage
- Loan Amount to 3 Million
- 80% Loan to Value
California USDA Mortgage
- Rural Properties
- No Down Payment Required
California VA Loans
California VA Mortgage Advantages
- Zero Down Payment
- NO Monthly Mortgage Insurance
- Low Rates / Easier Credit Qualifying
- Fewer Debt to Income Restrictions
- Lower Credit Scores / Alt Credit OK
- Jumbo Available with Down Payment
- 4% Seller Concessions
- Funding Fee Can be Financed
California FHA Loans
California FHA Mortgage Benefits
- Great for First Time Home Buyers
- 3.5% Down Payment
- Low Rates / Easier Qualifying
- Lower Credit Scores / Alt Credit OK
- Down Payment Assistance Allowed
- Higher Debt to Income Allowed
- Co-Borrowers Allowed
- Streamline Refinance Available
California Mortgage Rates
California Customer Service
609 Deep Valley Drive #200 Rolling Hills CA 90274
Central California Home Loans
California Home Loans – Why Golden State Mortgage Lenders?
Golden State Mortgage Company is a preferred mortgage lender in California specializing in new home loans and mortgage refinance. As a direct mortgage lender we have loan programs and options not available to traditional mortgage brokers. Whether a first time home buyer needing a California FHA loan, a US military veteran using a VA loan, or looking for a traditional Conventional and/or a Non-Conforming Jumbo loan, Golden State Mortgage can find the best option for your next new home purchase or refinance. As a direct mortgage lender we offer low rates and fees and with local California operations allowing for quick, common sense decisions. We can get you approved faster and can close your loan quicker. Call us today or apply online or learn more about how we work.
Our Mortgage Loan Process
California Home Loans
- Direct Mortgage Lender- Low Rates & Fees
- Streamline Process, Fast Closings & Funding
- Same Day Pre-Qualifications
- 28 Day Closings!
Value of the Golden State Difference (it’s our people!)
I WANT TO THANK YOU FROM THE BOTTOM OF MY HEART FOR ALL YOUR HELP, PATIENCE AND UNDERSTANDING WHILE HANDLING OUR MORTGAGE REFINANCE. YOU SPENT A LOT OF TIME WITH US AND I JUST WANT TO THANK YOU FOR YOUR TIME AND SPECIAL ATTENTION YOU PROVIDED. WE ARE SO THANKFUL FOR YOUR HELP AND GLAD WE FINALLY CLOSED!!
WHEN I WASN’T ABLE TO GET A REFINANCING THROUGH MY BANK, DALE AND HIS TEAM HELPED ME TO REPAIR MY CREDIT AND FOUND A REFINANCING PROGRAM THAT WORKED FOR ME. EXCELLENT EXPERIENCE!
FROM THE TOP OF MY HEART I WANT TO THANK EACH OF YOU FOR THE HARD WORK YOU DID IN HELPING ME AND MY FAMILY IN PURCHASING OUR FIRST HOME. YOU HELPED MAKE OUR DREAMS COME TRUE. I PRAY THAT GOD WILL BLESS EACH OF YOU BECAUSE IT IS THROUGH YOU HE OPERATED ON OUR BEHALF. MAY GOD BLESS EACH OF YOU AND YOUR FAMILIES. THANK YOU!
I WANT TO THANK YOU FROM THE BOTTOM OF MY HEART FOR ALL YOUR HELP, PATIENCE AND UNDERSTANDING WHILE HANDLING OUR LOAN TRANSACTION. YOU ARE IN A BUSINESS THAT INCLUDES A LOT OF EMOTIONS FROM YOUR CUSTOMERS AND YOU DO IT WONDERFULLY. PEOPLE’S DREAMS REST ON WHAT YOU DO AND YOU MAKE THEM COME TRUE.
THANK YOU BOTH FOR YOUR HELP WITH THIS TRANSACTION. I ENJOYED WORKING WITH YOU, AND I APPRECIATE YOUR DILIGENT AND QUICK EFFORT. I HAVE ALREADY BEGUN REFERRING FRIENDS AND CO-WORKERS TO YOU (DALE & RUSSELL).
THANK YOU, EVERYONE, FOR ALL OF YOUR HELP IN GETTING US INTO OUR DREAM HOME! WE ARE EXTREMELY GRATEFUL! THANK YOU!
SHELLY, THANKS TO BOTH YOU AND DALE FOR MAKING THIS A GREAT EXPERIENCE.
THANKS SO MUCH, YOU TWO ARE GREAT PEOPLE TO WORK WITH AND WISH YOU ALL THE BEST.
California Mortgage Lenders | FHA, VA, CONVENTIONAL, JUMBO & USDA Home Loans
Call today to learn why more Californians are choosing Golden State Mortgage. Headquartered in Rolling Hills, California, Golden State Mortgage Company is a direct lender offering a full line of mortgage products with great rates, low fees and fast closings. Whether US Military in need of a California VA home loan or a 1st time home buyer in need of a California FHA home loan, we have you covered. Learn more About Us