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California Mortgage Loans

California Home Loans
California Home LoansConforming, Super Conforming & Jumbo

California Conventional Mortgage

  • Freddie Mac and Fannie Mae
  • Direct Lender
  • 97% Loan to Value
  • 90% Loan to Value High Balance

California Jumbo Mortgage

  • Loan Amount to 3 Million
  • 80% Loan to Value

California VA Loans

California VA Loans
California VA Home LoansProudly serving our California Veterans!

California VA Mortgage Advantages

  • Zero Down to Conforming Limits
  • NO Monthly Mortgage Insurance
  • Low Rates / Easier Credit Qualifying
  • Fewer Debt to Income Restrictions
  • Lower Credit Scores / Alt Credit OK
  • Jumbo Available with Down Payment
  • 4% Seller Concessions
  • Funding Fee Can be Financed

California FHA Loans

California FHA Loans
California FHA Home LoansCalifornia 1st Time Home Buyers

California FHA Mortgage Benefits

  • Great for First Time Home Buyers
  • 3.5% Down Payment
  • Low Rates / Easier Qualifying
  • Lower Credit Scores / Alt Credit OK
  • Down Payment Assistance Allowed
  • Higher Debt to Income Allowed
  • Co-Borrowers Allowed
  • Streamline Refinance Available

California Mortgage Loans

California Home Loans

California Conventional Mortgage

  • Freddie Mac and Fannie Mae
  • Direct Lender
  • 97% Loan to Value
  • 90% Loan to Value High Balance

California Jumbo Mortgage

  • Loan Amount to 3 Million
  • 80% Loan to Value

California VA Loans

California VA Loans

California VA Mortgage Advantages

  • Zero Down Payment
  • NO Monthly Mortgage Insurance
  • Low Rates / Easier Credit Qualifying
  • Fewer Debt to Income Restrictions
  • Lower Credit Scores / Alt Credit OK
  • Jumbo Available with Down Payment
  • 4% Seller Concessions
  • Funding Fee Can be Financed

California FHA Loans

California FHA Loans

California FHA Mortgage Benefits

  • Great for First Time Home Buyers
  • 3.5% Down Payment
  • Low Rates / Easier Qualifying
  • Lower Credit Scores / Alt Credit OK
  • Down Payment Assistance Allowed
  • Higher Debt to Income Allowed
  • Co-Borrowers Allowed
  • Streamline Refinance Available

California Mortgage Rates

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California Customer Service

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2244 Pacific Coast Hwy #207 Lomita CA 90717

Central California Home Loans

Fresno Home Loans

Southern California Home Loans

Los Angeles Home Loans

San Diego Home Loans

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California Home Loans – Why Golden State Mortgage Lenders?

Golden State Mortgage Company is a preferred California home mortgage lender in specializing in new home loans and mortgage refinance. As a direct mortgage lender we have loan programs and options not available to traditional mortgage brokers.  Whether a first time home buyer needing a California FHA home loan, a US military veteran using a California VA home loan, or looking for a traditional Conventional, Super Conforming and/or a Non-Conforming Jumbo loan, Golden State Mortgage can find the best option for your next new home purchase or refinance. As a direct mortgage lender we offer low rates and fees and with local California operations allowing for quick, common sense decisions. We can get you approved fast and can close your loan on time.  Call us today or apply online or learn more about how we work.

Our Mortgage Loan Process

California Home Loans

  • Direct Mortgage Lender- Low Rates & Fees
  • Streamline Process, Fast Closings & On Time Funding
  • Same Day Pre-Qualifications
  • 28 Day Closings!

Value of the Golden State Difference (it’s our people!)

Dale Gremillion

Sr Loan Officer

NMLS #210325

Russell Stout

Sr Loan Officer

NMLS #220896

Shelly Gremillion

Sr Loan Officer

NMLS #296491

Ryan Collins

Client Relations

California Mortgage Lenders | FHA, VA, CONVENTIONAL, SUPERCONFORMING, JUMBO & USDA Home Loans

Call today to learn why more Californians are choosing Golden State Mortgage. Golden State Mortgage Company is a direct lender offering a full line of mortgage products with great rates, low fees and fast closings. Whether US Military in need of a California VA home loan or a 1st time home buyer in need of a California FHA home loan, we have you covered. Learn more About Us

CALIFORNIA MORTGAGE LENDING: CALL US TODAY 888-502-2136