Being Local in California, Golden State Mortgage is a direct lender offering a full line of mortgage products with great rates, low fees and fast closings. Typically in less than 28 days.

As a local California mortgage company, we have the flexibility to underwrite using common sense underwriting giving Golden State Mortgage flexibility and efficiency. Unlike many “online mortgage companies” who focus is primarily on rate and high pressure sales, our seasoned mortgage professionals will help educate you on the best available loan programs for your specific situation, structure your loan customized to your needs, find the best rates available at the lowest fees, and provide local California customer support that is second to none.

As consummate mortgage professionals, every Golden State Mortgage employee from the top down is committed to providing excellent customer service throughout the entire loan process. We fully understand that buying a home can be a stressful process. To this end, we have streamlined mortgage loan procedures supported by the industry’s best mortgage technology to make the entire process from start to finish as stress free with an on time closing..

Thank you for considering Golden State Mortgage as your partner in achieving your dream home ownership, we look forward to the opportunity to serve you.