California Mortgage Refinance - Golden State Mortgage

Refinance & Save
Low Rates

Popular Options – 30 Year Fixed Conventional, FHA, VA and USDA refinance options

Conventional Rates

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30 Year Fixed

Low payments that never change

FHA Rates

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30 Year FHA

Stable monthly payment with less money down

VA Rates

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30 Year VA

100% loans to Conforming Jumbo Options available

USDA Rates

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30 Year USDA

100% financing rural properties

Rates current as of 10/16/2017, 2:56:53 PM . Rate Assumptions

Mortgage Refinance

California Conventional

Mortgage Refinance

Primary, Secondary & Investment Properties
Single Famliy, Duplex, Tri and 4-Plex
Rate and Term
Cash-Out Equity
Loan to Value Restirctions Apply
County Loan Limits Apply

FHA Refinance

Mortgage Benefits

Appraisal Required
Closing Costs Can Be Rolled In
97.75% Max Loan to Value
Cash-out Option Available
85% Max Loan to for Cash-out
County Loan Limits Apply
Primary Residence Only

California VA Refinance

VA Refinancing

Mortgage Advantages

Appraisal Required
Closing Costs Can Be Rolled In
100% Max Loan for Rate and Term
Cash-out Option Available
85% Max Loan to for Cash-out
County Loan Limits Apply
Primary Residence Only

California Home Loans

HARP Mortgage Refinance

Current Freddie Mac or Fannie Mae
Loan Closed on or before 5/31/09
Program Ends 12/31/2018
No Appraisal Needed
No Income Docs Needed
Lower Fees / Lower Adjustments

California FHA Streamline Refinance

Mortgage Benefits

FHA to FHA
No Income Qualification
No Appraisal Required
Closing Costs Cannot Be Rolled In
No Lates on Mortgage in Last Year
Payment Must Drop on Fixed Rates

California (IRR) Interest Rate

Reduction VA Mortgage Advantages

No Appraisal Needed
No Income Documentation Needed
No COE is Required
Low Rates / Low Fees
Reduced Funding Fee – Financed
Primary and Investment Properties

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Mortgage Refinance Process

California Mortgage Refinance Company
Streamline Process – Technology Driven
Control the Process From Application to Funding
Fast Closings – Typically 28 Days or Less!
Refinance Today and Save!

Speak to a California Mortgage Refinance Specialist

CALL TODAY (800) 536-8171

Golden State Mortgage

Refinancing your current home loan could lower your monthly payment, help you stretch your budget, pay off existing debts, or just put a lump sum of cash into your hands. The money is yours to use any way you like — when you refinance, you can borrow additional cash to plan a dream vacation, upgrade your home, or just keep a cash reserve on hand as a financial buffer against emergencies.

Contact us today to visit with a mortgage refinance specialist to evaluate your home mortgage and discuss all available options. In addition to standard fixed rate refinance mortgages, we also offer loans designed to help you achieve specific financial goals including adjustable rate mortgages and reverse mortgages in California. We also offer FHA mortgage refinancing and VA mortgage refinancing.

30 Year Fixed

30 Year FHA

30 Year VA

30 Year USDA

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