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What is a Jumbo Mortgage?

A jumbo mortgage, as the name implies, is a loan that exceeds the conforming loan limits established by the Federal Housing Finance Agency. For most areas of the country, the current conforming loan limit is $417,000 for a single-family home. For higher priced markets such as San Francisco and Los Angeles, the maximum conforming limit …

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Inexpensive Ways to Improve Your Home to Sell

Putting a home on the market is stressful enough as is. With all the expenses involved in moving and purchasing a new home, you may not be able to afford major renovations or upgrades before selling your current home. But there are several inexpensive ways to improve your home to sell and give the best impression to …

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Improve Your Credit for Lower Mortgage Rates

You may have heard the good news about mortgage rates being at a three-year low. What many people don’t realize, however, is that most lenders require a credit score of at least 740 in order to qualify for those low rates. If your credit score is lower than that, you’ll end up with higher interest …

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California Leads the Nation in Walkability and Urban Farming

There’s so much to love already about beautiful California; now we can add walkable and urban-farming-friendly cities to the list. If either or both of these are important to you, the Golden State is the place to be, according to two recent Redfin studies. Three California cities made Redfin’s list of most walkable, easily leading …

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The Difference Between APR and Mortgage Interest Rate

Shopping for a mortgage can be confusing and overwhelming. The internet is oversaturated with advice, and lenders seem to speak a language you don’t understand. What is the difference between APR and mortgage interest rate? How will they actually affect you now, or in the long run? What Are They? Let’s take a look at …

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First-Time Homebuyer? Here Are 3 Great Tips to Get You on Your Way

As a first-time homebuyer, maybe you are looking for advice, or maybe you have received more advice than you know what to do with. The process can be a bit overwhelming, but the more you can learn from experts and from the experiences of others, the smoother your home buying process will go. We’ll cover …

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Always Be Closing: The ABCs of Closing on a Home

Closing on a home should be the most exciting part. After all, this is when you actually get handed the keys and you can call yourself a homeowner. To many, however, closing can be confusing and a little intimidating, if you don’t know what to expect. We’ll break it down for you here.   What …

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How Long Will These Low Mortgage Rates Last?

Despite the many predictions that mortgage rates would rise in 2016 after the Federal Reserve raised interest rates in December, they have actually declined for the fourth week in a row, according to the Freddie Mac weekly mortgage rate survey. Why do rates continue to decline? News about low mortgage rates has been eclipsed only …

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Three Things to Expect from the Housing Market in 2016

Have you resolved to buy or sell a home this year? Or maybe both? Here are a few things you can expect to find if you’re entering the housing market in 2016: 1. Interest rates will go up This is not really news. Experts have been predicting an increase in mortgage rates ever since the Fed …

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