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Home Blog Apply Now!

Speak to a Live Loan Officer:

(888) 502-2136

Welcome to Golden State Mortgage
Your Los Angeles Mortgage Lender

LOW RATES. LOW FEES. FAST CLOSINGS.

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Los Angeles Jumbo Loans

Los Angeles Home Loans
Jumbo Home LoansLoans over $417,000

Los Angeles Conventional Mortgage

  • Freddie Mac and Fannie Mae
  • Direct Lender
  • 97% Loan to Value
  • 90% Loan to Value High Balance

Los Angeles Jumbo Mortgage

  • Loan Amount to 3 Million
  • 80% Loan to Value
  • Fixed Rates and Adjustable Rates (ARMS)

Los Angeles VA Loans

Los Angeles VA Loans
VA Home LoansProudly serving our US Vets!

Los Angeles VA Mortgage Advantages

  • Zero Down Payment to Conforming Limits
  • NO Monthly Mortgage Insurance
  • Low Rates / Easier Credit Qualifying
  • Fewer Debt to Income Restrictions
  • Lower Credit Scores / Alt Credit OK
  • Jumbo Available with Down Payment
  • 4% Seller Concessions
  • Funding Fee Can be Financed

Los Angeles FHA Loans

Los Angeles FHA Loans
FHA Home Loans1st Time Home Buyers

Los Angeles FHA Mortgage Benefits

  • Great for First Time Home Buyers
  • 3.5% Down Payment
  • Low Rates / Easier Qualifying
  • Lower Credit Scores / Alt Credit OK
  • Down Payment Assistance Allowed
  • Higher Debt to Income Allowed
  • Co-Borrowers Allowed
  • Streamline Refinance Available

Los Angeles Home Loans

California-Home-Loans-Office

2244 Pacific Coast Hwy #207 Lomita, CA 90717

Northern California Home Loans

Sacramento Loans

San Francisco Loans

San Jose Loans

Central California Home Loans

Fresno Home Loans

Southern California Home Loans

Los Angeles Loans

San Diego Loans

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Los Angeles Home Loans & Mortgage Refinance

Golden State Mortgage is a preferred mortgage lender by realtors in Los Angeles and our team of seasoned mortgage professionals have the expertise to find the lowest possible rates and structure the perfect loan programs for your individual needs.  As a direct mortgage lenders we offer ultra competitive rates and fees and strive to close all loans in under 28 days. Local underwriting enables our underwriter’s to make quicker decisions and underwrite to our independent guidelines. This allows us to make quicker decisions and process your loan faster that traditional mortgage brokers. Los Angeles has a lot of mortgage lenders and we know that you have a choice when shopping for mortgage companies in Los Angeles.  As a technology driven company we have streamlined procedures supported by latest mortgage technology tools to keep you in the loop through the entire home loan process.  Call us today for a free good faith estimate and let us earn your business!

Our Mortgage Loan Process

Los Angeles Home Loans

  • Los Angeles Direct Lender with Low Rates & Fees
  • Streamline Process, Fast Closings & Funding
  • Same Day Pre-Approvals
  • 28 Day Closings!

Value of the Golden State Difference
(it’s our people!)

Dale Gremillion
Sr Loan Officer

Russell Stout
Sr Loan Officer

Shelly Gremillion
Sr Loan officer

Ryan Collins
Client Relations Specialist

Your Local Los Angeles Mortgage Lenders

We specialize in Los Angeles home loans, FHA home loans for 1st time home buyers, VA home loans for US Veterans, and Jumbo home loans (over $417,000). Whether a new home purchase in Los Angeles or mortgage refinancing, we have you covered with a bevy of loan programs. Our expert loan officer’s will help educate you on all available loan programs, lock in a low rate, and walk you through every step from beginning to close. Call us today or apply online to learn why more people are choosing Golden State Mortgage Company as their #1 preferred mortgage lender in Los Angeles, CA.

LOS ANGELES MORTGAGE LENDING: CALL US TODAY 888-502-2136