Welcome to SunWest Mortgage
Your Premier GOLDEN STATE MORTGAGE LENDER
#1 for California Mortgage Loans
Low Rates. Low Fees. Fast Closings!
Apply Now in 3 Minutes
Refinance Today and Save
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California Mortgage Rates
Why Californians are Choosing Golden State Mortgage?
CLOSE ON TIME with TRUE APPROVAL
Our goal is to close every loan in 28 days or less.
Control from Application to Funding
GREAT RATES & LOW FEES
California Mortgage Lender providing Great Rates and Low Fees - No Fees Loan Options
EXCEPTIONAL CUSTOMER SERVICE
Local California Mortgage Company with 7 Day Support Application to Final Payment
California Mortgage Lender
California Home Purchase
Buying a California Home?
- Primary, 2nd Home, Investment
- Low Rates & Fees, No Fee Options
- FHA, USDA, VA, Native American
- Conventional, Jumbo & Renovation
- Manufactured &Â Reverse Mortgages
California Mortgage Refinance
Refinance Now and Save
- Reduce Monthly Payment
- Shorten Mortgage Term
- Cash-Out Debt Consolidation
- Streamline Options Available
- 2nd Lien Equity Lines
California FHA Home Loans
California 1st Time Buyers
- Smaller Down Payments
- Flexible Underwriting Guidelines
- Higher Debt to Income Ratios
- Lower Credit Scores – Down to 500
- Down Payment Gifts Allowed
California VA Home Loans
California Veterans Zero Down!
- Primary Residences
- Simply Qualifying for Veterans
- No Lender Fee Option
- Credit Scores Down to 500
- Manual Underwriting Allowed
California Conventional Loans
California Purchase Flexibility.
- Primary, 2nd Home, Investment
- Great Rates and a Variety of Terms
- Single and Multi-Family Properties
- Lower Mortgage Insurance Options
- Renovation Loan Programs
California Jumbo Home Loans
California High Balance Loans
- Primary and Secondary Residences
- Simply Qualifying for Veterans
- Loans to 3 Million
- Credit Score Minimum
- Investor Specific Guidelines
California USDA Home Loans
California Rural Properties
- 100% Financing
- Primary Residences
- New Manufactured Homes Allowed
- Closing Costs/ Repairs Rolled In
- Geographic and Income Limits Apply
California Native American Loans
California HUD 184 Loans
- Primary Residences Only
- Manual Underwriting for All Loans
- No Credit Score Requirements
- Tribal Grants Allowed
- Purchase, Refinance and Renovation
California Manufactured Homes
California Mobile Home Loans
- Existing Purchase or Refinance
- New Construction
- One Time Close Land / Home
- Lock Rate at Contract
- FHA, VA, USDA, Native American
California Reverse Mortgages
Your California Home at Work
- Primary Residences Only
- Simply Qualifying – Equity Based
- No Credit Score Requirement
- Minimum Age 62
- Purchase, Refinance, Cash-Out
Local California Mortgage Company... Serving Californians Since 1980....
Central California
Golden State Mortgage | California Home Purchases|California Mortgage Refinance
SunWest is a preferred Golden State Mortgage lender in California that specializes in California FHA Home Loans, California VA Home Loans, California
Conventional Home Loans, California USDA Home Loans, California Jumbo Home Loans, California Native American Home Loans, California Renovation Home Loans, CaliforniaManufactured Home Loans and California Reverse Mortgages. As the Actual mortgage lender and servicer our underwriters have the ability to make quick decisions for fat approvals and quick closings.
As a local California mortgage company, we specialize in new home loans and refinancing. As direct mortgage lender we have loan programs and options not available to traditional mortgage brokers. Whether a first time home buyer in the Golden State needing a California FHA mortgage loan, a California veteran needing a California VA mortgage loan, or a seasoned investor looking for a California Conventional mortgage loan. Need a new home loan in California? Call us today or apply online and let us earn your business.
As a local California mortgage company, we specialize in new home loans and refinancing. As direct mortgage lender we have loan programs and options not available to traditional mortgage brokers. Whether a first time home buyer in the Golden State needing a California FHA mortgage loan, a California veteran needing a California VA mortgage loan, or a seasoned investor looking for a California Conventional mortgage loan. Need a new home loan in California? Call us today or apply online and let us earn your business.
- Local Mortgage Lender
- Full Range of Mortgage Programs
- Technology Driven
- Same Day Pre-Qualifications
- Fast Closings & On Time Funding
- Typically Close in 28 Days or Less!

Sunwest is a Golden State Mortgage lender offering a full line of mortgage products with great rates, low fees and fast closings. As a California local mortgage lender we offer in-house underwriting and processing and can make fast decisions. Top notch customer service and low rates & fees!