Welcome to GOLDEN STATE MORTGAGE – California Mortgage Loans
Low Rates. Low Fees. Fast Closings!!

Apply OnlIne in 2 - 3 Minutes

Refinance Today and Save

California Mortgage Rates Today
30 Year Fixed Conventional, FHA, VA and USDA Home Loan Options
Conventional Rates

getting rates...

30 Year Fixed

Low payments that never change

FHA Rates

getting rates...

30 Year FHA

Stable monthly payment with less money down

VA Rates

getting rates...

30 Year VA

100% loans to Conforming Jumbo Options available

USDA Rates

getting rates...

30 Year USDA

100% financing rural properties

Rates current as of 10/16/2017, 2:56:53 PM . Rate Assumptions

Why Golden State Mortgage?

CLOSE ON TIME
Our goal is to close every loan in 28 days or less. In-house underwriting, processing, and closing allows for fast approval and on-time fundings.
LOW RATES & FEES
California Mortgage Lender with Low Mortgage Rates and Low Fees. FHA, VA, and USDA Approved Lender.
CUSTOMER SERVICE
Local California mortgage company and provide top-notch customer support. We will be with you at every step from application to closing.

We Specialize in New Home Purchases

New Home Loan? Let us help!

  • Primary Residence, 2nd Home, Investment
  • Conventional, FHA, VA and USDA Loans
  • Renovation Loan Programs
  • Great Rates, Low Fees

California Mortgage Refinance Experts

Refinance Today & Save!

  • Reduce Monthly Payment
  • Shorten Mortgage Term
  • Cash-out Debt Consolidation
  • Streamline Options Available

California FHA Home Loans

Advantages of FHA Mortgages

  • Great 1st Time Buyers
  • Low Down Payment
  • Easier Credit Qualifying
  • 203K Renovations Loan

California VA Home Loans

Advantages of VA Loans

  • Zero Down, 100% Financing
  • No Monthly Mortgage Insurance
  • No Debt to Income Restrictions
  • Jumbo Option with Down Payment

California Conventional Home Loans

Conventional Loan Advantages

  • Primary, 2nd homes and Investment
  • Up to 97% Financing
  • No Up-front Funding Fees
  • Renovation Loan Programs

California USDA Home Loans

Advantages of USDA Loans

  • 100% Financing Rural Properties
  • Primary Residence Only
  • Closing Costs Can be Rolled In
  • Home Repairs Can be Rolled In

California Jumbo Home Loans

Advantages of Jumbo Mortgages

  • Primary & 2nd Homes
  • 80% Loan to Value
  • Fixed Rate and Arm Options
  • Reserves Required

California Reverse Mortgage

Let your home work for you

  • No Monthly Mortgage Payments
  • Cash-Out Options
  • Money it Tax Free
  • No Credit Score Requirements

Local California Company

2244 Pacific Coast Hwy #106

Lomita CA 90717

Northern California

Central California

Southern California

Lone Star Financing BBB Business Review

Golden State Mortgage | New Purchases & Mortgage Refinance

Golden State Mortgage is a preferred mortgage lender in California that specializes in FHA Home Loans, VA Home Loans, Conventional Home Loans, USDA Home Loans, Non Conforming Home Loans and Jumbo Home Loans. In-house underwriting which enables our underwriters to make quicker decisions and process home loans quickly. As a local California mortgage company, we specialize in new home loans and refinancing. As direct mortgage lender we have loan programs and options not available to traditional mortgage brokers. Whether a first time home buyer needing a California FHA home loan, a US military veteran needing a California VA home loan, or a seasoned investor looking for a California Conventional home loan. MiMutual Mortgage offers top notch customer service, low rates and fees and strive to close all home loans in 28 days or less. Need a new home loan in California? Call us today or apply online and let us earn your business.
  • Local California Mortgage Lender
  • Full Range of Mortgage Programs
  • Technology Driven
  • Same Day Pre-Qualifications
  • Fast Closings & On Time Funding
  • Typically Close in 28 Days or Less!

Golden State Mortgage is a direct lender offering a full line of mortgage products with great rates, low fees and fast closings.  As a local mortgage lender we offer in-house underwriting and processing and can make fast decisions.  Top notch customer service and low rates & fees!   

 

Why More Californians Choose Us?  It’s Our People!

Ramaj
Ramaj Balley
Vice President
National Retail Lending
Sherina Rochte
NMLS #809338
Operations Manager
Dale-Gremillion3
Dale Gremillion
NMLS #210325
Sr Loan Officer
Maylee
Maylee Cazares
Manager
Production Support

Call Us - (800) 536-8171

Have Questions? Let's Talk by Email

  • This field is for validation purposes and should be left unchanged.

CALIFORNIA MORTGAGE LENDING & REFINANCING:

CALL US TODAY 800-536-8171