Welcome To Golden State Mortgage – Your Local California Mortgage Company
Low Rates. Low Fees. Fast Closings!!

Apply Online in 2 - 3 Minutes

  • Local Customer Service
  • In-house Underwriting & Processing
  • No Cost Loan Estimates

Refinance Today and Save

  • Rate & Term, Cash-out Equity
  • Free Mortgage Consultation
  • Streamline Options Available
Our Popular California Home Loans
30 Year Fixed Conventional, FHA, VA and USDA Home Loan Options
Conventional Rates

5.000 %
5.045 % APR

Primary, 2nd Homes &
Investment Properties

FHA Rates

4.250 %
4.377 % APR

Great for 1st Time Buyers
Only 3.5% down

VA Rates

5.125 %
5.171 % APR

100% Loans to Conforming Jumbo Options Available
USDA Rates

4.750 %
5.122 % APR

100% Financing Rural Properties

Rates current as of 10/16/2017, 2:56:53 PM . Rate Assumptions

Why Choose Golden State Mortgage?

Our goal is to close every loan in 28 days or less. In-house underwriting, processing, and closing allows for fast approval and on-time fundings.
California Mortgage Lender with Low Mortgage Rates and Low Fees. FHA, VA, and USDA Approved Lender.
We are Local to California and provide top-notch customer support. We will be with you at every step from application to closing.
California New Home Loans

California Home Mortgage
Conforming, Super Conforming

  • Primary, 2nd or Investment Properties
  • Single Family and Multi Family Properties
  • Lower Rates and Better Terms
  • Direct Lender – Control From App to Funding
California FHA Home Loans

California FHA Home Mortgage
California 1st Time Home Buyers

  • Great for First Time Home Buyers
  • 3.5% Down Payment
  • Low Rates / Easier Qualifying
  • Lower Credit Scores / Alt Credit OK
California VA Home Loans

California VA Home Mortgage
Proudly Serving our California Veterans

  • 100% Financing to Conforming Limits
  • Low Rates / Easier Credit Qualifying
  • Fewer Debt to Income Restrictions
  • Lower Credit Scores Allowed
California USDA Home Loans

California USDA Mortgage Loan
California Rural Home Buyers

  • 100% Financing Rural Properties
  • Closing Costs May be Financed
  • Repairs Can May be Financed
  • Income & Property Restrictions Apply

California Customer Service

Golden State Mortgage  MIMutual Mortgage, Inc. NMLS #12901 

2244 Pacific Coast Hwy #106

Lomita CA 90717

Northern California Home Loans

Central California Home Loans

Southern California Home Loans

Why Choose Golden State Mortgage?

Golden State Mortgage is a preferred mortgage lender in California that specializes in FHA Home Loans, VA Home Loans, Conventional Home Loans, USDA Home Loans, Non Conforming Home Loans and Jumbo Home Loans. In-house underwriting which enables our underwriters to make quicker decisions and process home loans quickly. As a local California mortgage company, Golden State Mortgage specialize in new home loans and refinancing. As direct mortgage lender we have loan programs and options not available to traditional mortgage brokers. Whether a first time home buyer needing a California FHA home loan, a US military veteran needing a California VA home loan, or a seasoned investor looking for a California Conventional home loan. Golden State Mortgage offers top notch customer service, low rates and fees and strive to close all home loans in 28 days or less. Need a new home loan in California? Call us today or apply online and let us earn your business.


  • Local Mortgage Lender- Low Rates & Fees
  • Full Range of Mortgage Programs
  • Technology Driven
  • Same Day Pre-Qualifications
  • Fast Closings & On Time Funding
  • Typically Close in 28 Days or Less!

California Mortgage Lenders | FHA, VA, CONVENTIONAL, JUMBO & USDA Home Loans

Golden State Mortgage Company is a direct lender offering a full line of mortgage products with great rates, low fees and fast closings. Whether US Military in need of a California VA home loan or a 1st time home buyer in need of a California FHA home loan, we have you covered. Learn more about all of our Loan Options.


CALL US TODAY 800-536-8171