Welcome to GOLDEN STATE MORTGAGE – powered by MiMutual Mortgage
Low Rates. Low Fees. Fast Closings!!
New Home Purchase

Apply Online in 2 - 3 Minutes

  • Local Customer Service
  • In-house Underwriting & Processing
  • No Cost Loan Estimates
MOrtgage Refinance

Refinance Today and Save

  • Rate & Term, Cash-out Equity
  • Free Mortgage Consultation
  • Streamline Options Available
Sacramento CA
San Diego
Today's Mortgage Rates
30 Year Fixed Conventional, FHA, VA and USDA Home Loan Options
Conventional Rates

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30 Year Fixed

Low payments that never change

FHA Rates

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30 Year FHA

Stable monthly payment with less money down

VA Rates

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30 Year VA

100% loans to Conforming Jumbo Options available

USDA Rates

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30 Year USDA

100% financing rural properties

Rates current as of 10/16/2017, 2:56:53 PM . Rate Assumptions

Explore loan options

Why Our Mortgage Company?

CLOSE ON TIME
Our goal is to close every loan in 28 days or less. In-house underwriting, processing, and closing allows for fast approval and on-time fundings.
LOW RATES & FEES
California Mortgage Lender with Low Mortgage Rates and Low Fees. FHA, VA, and USDA Approved Lender.
CUSTOMER SERVICE
We are Local to California and provide top-notch customer support. We will be with you at every step from application to closing.
California New Home Loans

California Home Mortgage
Conforming, Super Conforming

  • Primary, 2nd or Investment Properties
  • Single Family and Multi Family Properties
  • Lower Rates and Better Terms
  • Direct Lender
Learn More >
APPLY NOW
California FHA Loans

California FHA Home Mortgage
California 1st Time Home Buyers

  • Great for First Time Home Buyers
  • 3.5% Down Payment
  • Low Rates / Easier Qualifying
  • Lower Credit Scores / Alt Credit OK
Learn More >
APPLY NOW
California VA Loans

California VA Home Mortgage
Proudly Serving our California Veterans

  • 100% Financing to Conforming Limits
  • Low Rates / Easier Credit Qualifying
  • Fewer Debt to Income Restrictions
  • Lower Credit Scores Allowed
Learn More >
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California USDA Loans

California USDA Mortgage Loan
California Rural Home Buyers

  • 100% Financing Rural Properties
  • Closing Costs May be Financed
  • Repairs Can May be Financed
  • Income & Property Restrictions Apply
Learn More >
APPLY NOW

California Customer Service

GoldenStateMortgage.com  MIMutual Mortgage, Inc. NMLS #12901 

2244 Pacific Coast Hwy #106

Lomita CA 90717

Northern California

Sacramento

San Francisco

San Jose Home

Central California

Fresno

Southern California

Los Angeles

San Diego

New Home Purchases & Mortgage Refinance

Golden State Mortgage (a MiMutual Mortgage website) is a preferred mortgage lender in California that specializes in FHA Home Loans, VA Home Loans, Conventional Home Loans, USDA Home Loans, Non Conforming Home Loans and Jumbo Home Loans. In-house underwriting which enables our underwriters to make quicker decisions and process home loans quickly. As a local California mortgage company, we specialize in new home loans and refinancing. As direct mortgage lender we have loan programs and options not available to traditional mortgage brokers. Whether a first time home buyer needing a California FHA home loan, a US military veteran needing a California VA home loan, or a seasoned investor looking for a California Conventional home loan. MiMutual Mortgage offers top notch customer service, low rates and fees and strive to close all home loans in 28 days or less. Need a new home loan in California? Call us today or apply online and let us earn your business.

The Value of the Difference - Why Us?

  • Local California Lender- Low Rates & Fees
  • Full Range of Mortgage Programs
  • Technology Driven
  • Same Day Pre-Qualifications
  • Fast Closings & On Time Funding
  • Typically Close in 28 Days or Less!

New Home Purchases | FHA, VA, CONVENTIONAL, JUMBO & USDA Loans

MiMutual Mortgage is a direct lender offering a full line of mortgage products with great rates, low fees and fast closings. Whether US Military in need of a California VA home loan or a 1st time home buyer in need of a California FHA home loan, we have you covered. Learn more about all of our Loan Options.

Ramaj
Ramaj Balley
Vice President
National Retail Lending
Sherina Rochte
Operations Manager
NMLS #809338
Dale-Gremillion3
Dale Gremillion
Sr Loan Officer
NMLS #210325
Maylee
Maylee Cazares
Production Support
Manager

CALIFORNIA MORTGAGE & REFINANCING:

CALL US TODAY 800-536-8171