Welcome to SunWest Mortgage
#1 for California Mortgage Loans
Low Rates. Low Fees. Fast Closings!

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Refinance Today and Save

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California Mortgage Rates

Why Californians are Choosing Golden State Mortgage?

Our goal is to close every loan in 28 days or less. Control from Application to Funding
California Mortgage Lender providing Great Rates and Low Fees - No Fees Loan Options
Local California Mortgage Company with 7 Day Support Application to Final Payment

California Mortgage Lender

California Home Purchase

Buying a California Home?

  • Primary, 2nd Home, Investment
  • Low Rates & Fees, No Fee Options
  • FHA, USDA, VA, Native American
  • Conventional, Jumbo & Renovation
  • Manufactured &  Reverse Mortgages

California Mortgage Refinance

Refinance Now and Save

  • Reduce Monthly Payment
  • Shorten Mortgage Term
  • Cash-Out Debt Consolidation
  • Streamline Options Available
  • 2nd Lien Equity Lines

California FHA Home Loans

California 1st Time Buyers

  • Smaller Down Payments
  • Flexible Underwriting Guidelines
  • Higher Debt to Income Ratios
  • Lower Credit Scores – Down to 500
  • Down Payment Gifts Allowed

California VA Home Loans

California Veterans Zero Down!

  • Primary Residences
  • Simply Qualifying for Veterans
  • No Lender Fee Option
  • Credit Scores Down to 500
  • Manual Underwriting Allowed

California Conventional Loans

California Purchase Flexibility.

  • Primary, 2nd Home, Investment
  • Great Rates and a Variety of Terms
  • Single and Multi-Family Properties
  • Lower Mortgage Insurance Options
  • Renovation Loan Programs

California Jumbo Home Loans

California High Balance Loans

  • Primary and Secondary Residences
  • Simply Qualifying for Veterans
  • Loans to 3 Million
  • Credit Score Minimum
  • Investor Specific Guidelines

California USDA Home Loans

California Rural Properties

  • 100% Financing
  • Primary Residences
  • New Manufactured Homes Allowed
  • Closing Costs/ Repairs Rolled In
  • Geographic and Income Limits Apply

California Native American Loans

California HUD 184 Loans

  • Primary Residences Only
  • Manual Underwriting for All Loans
  • No Credit Score Requirements
  • Tribal Grants Allowed
  • Purchase, Refinance and Renovation

California Manufactured Homes

California Mobile Home Loans

  • Existing Purchase or Refinance
  • New Construction
  • One Time Close Land / Home
  • Lock Rate at Contract
  • FHA, VA, USDA, Native American

California Reverse Mortgages

Your California Home at Work

  • Primary Residences Only
  • Simply Qualifying – Equity Based
  • No Credit Score Requirement
  • Minimum Age 62
  • Purchase, Refinance, Cash-Out

Local California Mortgage Company... Serving Californians Since 1980....

Golden State Mortgage | California Home Purchases|California Mortgage Refinance

SunWest is a preferred Golden State Mortgage lender in California that specializes in California FHA Home Loans, California VA Home Loans, California Conventional Home Loans, California USDA Home Loans, California Jumbo Home Loans, California Native American Home Loans, California Renovation Home Loans, CaliforniaManufactured Home Loans and California Reverse Mortgages. As the Actual mortgage lender and servicer our underwriters have the ability to make quick decisions for fat approvals and quick closings.
As a local California mortgage company, we specialize in new home loans and refinancing. As direct mortgage lender we have loan programs and options not available to traditional mortgage brokers. Whether a first time home buyer in the Golden State needing a California FHA mortgage loan, a California veteran needing a California VA mortgage loan, or a seasoned investor looking for a California Conventional mortgage loan. Need a new home loan in California? Call us today or apply online and let us earn your business.

Sunwest is a Golden State Mortgage lender offering a full line of mortgage products with great rates, low fees and fast closings.  As a California local mortgage lender we offer in-house underwriting and processing and can make fast decisions.  Top notch customer service and low rates & fees!   


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