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30 Year Fixed
Low payments that never change
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30 Year FHA
Stable monthly payment with less money down
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30 Year VA
100% loans to Conforming Jumbo Options available
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30 Year USDA
100% financing rural properties
Rates current as of 10/16/2017, 2:56:53 PM . Rate Assumptions
Why Golden State Mortgage?
We Specialize in New Home Purchases
New Home Loan? Let us help!
- Primary Residence, 2nd Home, Investment
- Conventional, FHA, VA and USDA Loans
- Renovation Loan Programs
- Great Rates, Low Fees
Mortgage Refinance Experts
Refinance Today & Save!
- Reduce Monthly Payment
- Shorten Mortgage Term
- Cash-out Debt Consolidation
- Streamline Options Available
FHA Home Loans
Advantages of FHA Mortgages
- Great 1st Time Buyers
- Low Down Payment
- Easier Credit Qualifying
- 203K Renovations Loan
VA Home Loans
Advantages of VA Loans
- Zero Down, 100% Financing
- No Monthly Mortgage Insurance
- No Debt to Income Restrictions
- Jumbo Option with Down Payment
Conventional Home Loans
Conventional Loan Advantages
- Primary, 2nd homes and Investment
- Up to 97% Financing
- No Up-front Funding Fees
- Renovation Loan Programs
USDA Home Loans
Advantages of USDA Loans
- 100% Financing Rural Properties
- Primary Residence Only
- Closing Costs Can be Rolled In
- Home Repairs Can be Rolled In
Jumbo Home Loans
Advantages of Jumbo Mortgages
- Primary & 2nd Homes
- 80% Loan to Value
- Fixed Rate and Arm Options
- Reserves Required
Reverse Mortgage
Let your home work for you
- No Monthly Mortgage Payments
- Cash-Out Options
- Money it Tax Free
- No Credit Score Requirements
Local California Company
2244 Pacific Coast Hwy #106
Lomita CA 90717
Northern California
Central California
Southern California
Golden State Mortgage | New Purchases & Mortgage Refinance
- Local Mortgage Lender
- Full Range of Mortgage Programs
- Technology Driven
- Same Day Pre-Qualifications
- Fast Closings & On Time Funding
- Typically Close in 28 Days or Less!
Golden State Mortgage is a direct lender offering a full line of mortgage products with great rates, low fees and fast closings. As a local mortgage lender we offer in-house underwriting and processing and can make fast decisions. Top notch customer service and low rates & fees!