Welcome to GOLDEN STATE MORTGAGE – California Mortgage Loans
Low Rates. Low Fees. Fast Closings!!

Apply Online in 2 - 3 Minutes

  • Local Customer Service
  • In-house Underwriting & Processing
  • No Cost Loan Estimates

Refinance Today and Save

  • Rate & Term, Cash-out Equity
  • Free Mortgage Consultation
  • Streamline Options Available
30 Year Fixed/Conventional

California Home Mortgage
Conforming, Super Conforming

  • Primary, 2nd or Investment Properties
  • Single Family and Multi Family Properties
  • Lower Rates and Better Terms
  • Direct Lender
FHA Loans

California FHA Home Mortgage
1st Time Home Buyers

  • Great for First Time Home Buyers
  • 3.5% Down Payment
  • Low Rates / Easier Qualifying
  • Lower Credit Scores / Alt Credit OK
VA Loans

California VA Home Mortgage
Proudly Serving our California Veterans

  • 100% Financing to Conforming Limits
  • Low Rates / Easier Credit Qualifying
  • Fewer Debt to Income Restrictions
  • Lower Credit Scores Allowed
California USDA Loans

California USDA Mortgage Loan
Rural Home Buyers

  • 100% Financing Rural Properties
  • Closing Costs May be Financed
  • Repairs Can May be Financed
  • Income & Property Restrictions Apply
Our Mortgage Rates Today
30 Year Fixed Conventional, FHA, VA and USDA Home Loan Options
Conventional Rates

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30 Year Fixed

Low payments that never change

FHA Rates

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30 Year FHA

Stable monthly payment with less money down

VA Rates

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30 Year VA

100% loans to Conforming Jumbo Options available

USDA Rates

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30 Year USDA

100% financing rural properties

Rates current as of 10/16/2017, 2:56:53 PM . Rate Assumptions

Local California Company

GoldenStateMortgage.com  MIMutual Mortgage, Inc. NMLS #12901 

2244 Pacific Coast Hwy #106

Lomita CA 90717

Northern California

Central California

Southern California

New Home Purchases & Mortgage Refinance

Golden State Mortgage (a MiMutual Mortgage website) is a preferred mortgage lender in California that specializes in FHA Home Loans, VA Home Loans, Conventional Home Loans, USDA Home Loans, Non Conforming Home Loans and Jumbo Home Loans. In-house underwriting which enables our underwriters to make quicker decisions and process home loans quickly. As a local California mortgage company, we specialize in new home loans and refinancing. As direct mortgage lender we have loan programs and options not available to traditional mortgage brokers. Whether a first time home buyer needing a California FHA home loan, a US military veteran needing a California VA home loan, or a seasoned investor looking for a California Conventional home loan. MiMutual Mortgage offers top notch customer service, low rates and fees and strive to close all home loans in 28 days or less. Need a new home loan in California? Call us today or apply online and let us earn your business.

The Value of the Difference - Why Us?

  • Local California Lender- Low Rates & Fees
  • Full Range of Mortgage Programs
  • Technology Driven
  • Same Day Pre-Qualifications
  • Fast Closings & On Time Funding
  • Typically Close in 28 Days or Less!

Your California mortgage company for FHA, VA, JUMBO & USDA loans

MiMutual Mortgage is a direct lender offering a full line of mortgage products with great rates, low fees and fast closings. Whether US Military in need of a California VA home loan or a 1st time home buyer in need of a California FHA home loan, we have you covered. Learn more about all of our Loan Options.

Ramaj Balley
Vice President
National Retail Lending
Sherina Rochte
NMLS #809338
Operations Manager
Dale Gremillion
NMLS #210325
Sr Loan Officer
Maylee Cazares
Production Support

Why Golden State Mortgage?

Our goal is to close every loan in 28 days or less. In-house underwriting, processing, and closing allows for fast approval and on-time fundings.
California Mortgage Lender with Low Mortgage Rates and Low Fees. FHA, VA, and USDA Approved Lender.
Local California mortgage company and provide top-notch customer support. We will be with you at every step from application to closing.


CALL US TODAY 800-536-8171