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Welcome to GOLDEN STATE MORTGAGE – San Diego Mortgage Loans
Low Rates. Low Fees. Fast Closings!!

Apply OnlIne in 2 - 3 Minutes

Refinance Today and Save

Today's Mortgage Rates
Popular San Diego, CA loan options: 30 Year Conventional, FHA, VA and USDA
Conventional Rates

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30 Year Fixed

Low payments that never change

FHA Rates

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30 Year FHA

Stable monthly payment with less money down

VA Rates

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30 Year VA

100% loans to Conforming Jumbo Options available

USDA Rates

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30 Year USDA

100% financing rural properties

Rates current as of 10/16/2017, 2:56:53 PM . Rate Assumptions

Why Golden State Mortgage?

CLOSE ON TIME
Our goal is to close every loan in 28 days or less. In-house underwriting, processing, and closing allows for fast approval and on-time fundings.
LOW RATES & FEES
California Mortgage Lender with Low Mortgage Rates and Low Fees. FHA, VA, and USDA Approved Lender.
CUSTOMER SERVICE
Local California mortgage company and provide top-notch customer support. We will be with you at every step from application to closing.

We Specialize in New Home Purchases

New Home Loan? Let us help!

  • Primary Residence, 2nd Home, Investment
  • Conventional, FHA, VA and USDA Loans
  • Renovation Loan Programs
  • Great Rates, Low Fees

California Mortgage Refinance Experts

Refinance Today & Save!

  • Reduce Monthly Payment
  • Shorten Mortgage Term
  • Cash-out Debt Consolidation
  • Streamline Options Available

California FHA Home Loans

Advantages of FHA Mortgages

  • Great 1st Time Buyers
  • Low Down Payment
  • Easier Credit Qualifying
  • 203K Renovations Loan

California VA Home Loans

Advantages of VA Loans

  • Zero Down, 100% Financing
  • No Monthly Mortgage Insurance
  • No Debt to Income Restrictions
  • Jumbo Option with Down Payment

California Conventional Home Loans

Conventional Loan Advantages

  • Primary, 2nd homes and Investment
  • Up to 97% Financing
  • No Up-front Funding Fees
  • Renovation Loan Programs

California USDA Home Loans

Advantages of USDA Loans

  • 100% Financing Rural Properties
  • Primary Residence Only
  • Closing Costs Can be Rolled In
  • Home Repairs Can be Rolled In

California Jumbo Home Loans

Advantages of Jumbo Mortgages

  • Primary & 2nd Homes
  • 80% Loan to Value
  • Fixed Rate and Arm Options
  • Reserves Required

California Reverse Mortgage

Let your home work for you

  • No Monthly Mortgage Payments
  • Cash-Out Options
  • Money it Tax Free
  • No Credit Score Requirements

Local California Company

2244 Pacific Coast Hwy #106
Lomita CA 90717

Northern California
Sacramento
San Francisco
San Jose Home

Central California
Fresno

Southern California
Los Angeles
San Diego

Lone Star Financing BBB Business Review

San Diego Home Loans & Mortgage Refinance

Our San Diego mortgage lenders are on stand-by to help answer your mortgage questions and help find the best loan programs for your specific lending needs. Golden State Mortgage (a MiMutual Mortgage website) offers low rates, low fees and with local underwriting we can close loans quickly. Our goal is to close all new home purchases in 28 days or less. As a technology driven mortgage company we have simplified mortgage lending and keep you in the loop through the entire process. You can apply for a San Diego home loan either online or calling and letting our friendly loan officer’s take your application over the phone. The process is simple! Call today for a free good faith estimate and let us earn your business. Whether a San Diego FHA Loan, San Diego VA home loan, or San Diego jumbo mortgage we can help!

Your Local California Mortgage Company:

  • San Diego Direct Mortgage Lender- Low Rates & Fees
  • Full Range of Mortgage Programs
  • Technology Driven
  • Same Day Pre-Qualifications
  • Streamline Process, Fast Closings & On Time Funding
  • Typically Close in 28 Days or Less!

San Diego Home Loans | FHA Loans, VA & USDA Home Loans

Whether a 1st time home buyer in need of a San Diego FHA loan, or US military in need of a San Diego VA home loan, we have the right program for your specific lending needs. Mortgage rates are still low and a great time to buy a new home or refinance your existing mortgage.

Why More Californians Choose Us?  It’s Our People!
Call (800)536-8171

Ramaj
Ramaj Balley
Vice President
National Retail Lending
Sherina Rochte
NMLS #809338
Operations Manager
Dale-Gremillion3
Dale Gremillion
NMLS #210325
Sr Loan Officer
Maylee
Maylee Cazares
Manager
Production Support

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Have Mortgage Questions? Let's Talk by Email

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CALIFORNIA MORTGAGE LENDING & REFINANCING:

CALL US TODAY 800-536-8171