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Welcome to GOLDEN STATE MORTGAGE – Los Angeles Mortgage Loans
Low Rates. Low Fees. Fast Closings!!
Today's Mortgage Rates
Popular Los Angeles Mortgages: 30 Year Fixed, FHA, VA and USDA Loan Options
Conventional Rates
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30 Year Fixed
Low payments that never change
FHA Rates
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30 Year FHA
Stable monthly payment with less money down
VA Rates
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30 Year VA
100% loans to Conforming Jumbo Options available
USDA Rates
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30 Year USDA
100% financing rural properties
Rates current as of 10/16/2017, 2:56:53 PM . Rate Assumptions
Why Golden State Mortgage?
CLOSE ON TIME
Our goal is to close every loan in 28 days or less. In-house underwriting, processing, and closing allows for fast approval and on-time fundings.
LOW RATES & FEES
California Mortgage Lender with Low Mortgage Rates and Low Fees. FHA, VA, and USDA Approved Lender.
CUSTOMER SERVICE
Local California mortgage company and provide top-notch customer support. We will be with you at every step from application to closing.
We Specialize in New Home Purchases
New Home Loan? Let us help!
- Primary Residence, 2nd Home, Investment
- Conventional, FHA, VA and USDA Loans
- Renovation Loan Programs
- Great Rates, Low Fees
California Mortgage Refinance Experts
Refinance Today & Save!
- Reduce Monthly Payment
- Shorten Mortgage Term
- Cash-out Debt Consolidation
- Streamline Options Available
California FHA Home Loans
Advantages of FHA Mortgages
- Great 1st Time Buyers
- Low Down Payment
- Easier Credit Qualifying
- 203K Renovations Loan
California VA Home Loans
Advantages of VA Loans
- Zero Down, 100% Financing
- No Monthly Mortgage Insurance
- No Debt to Income Restrictions
- Jumbo Option with Down Payment
California Conventional Home Loans
Conventional Loan Advantages
- Primary, 2nd homes and Investment
- Up to 97% Financing
- No Up-front Funding Fees
- Renovation Loan Programs
California USDA Home Loans
Advantages of USDA Loans
- 100% Financing Rural Properties
- Primary Residence Only
- Closing Costs Can be Rolled In
- Home Repairs Can be Rolled In
California Jumbo Home Loans
Advantages of Jumbo Mortgages
- Primary & 2nd Homes
- 80% Loan to Value
- Fixed Rate and Arm Options
- Reserves Required
California Reverse Mortgage
Let your home work for you
- No Monthly Mortgage Payments
- Cash-Out Options
- Money it Tax Free
- No Credit Score Requirements
Los Angeles Home Loans & Mortgage Refinance
Golden State Mortgage is a preferred mortgage lender by realtors in Los Angeles and our team of seasoned mortgage professionals have the expertise to find the lowest possible rates and structure the perfect loan programs for your individual needs. As a direct mortgage lenders we offer ultra competitive rates and fees and strive to close all loans in under 28 days. Local underwriting enables our underwriter’s to make quicker decisions and underwrite to our independent guidelines. This allows us to make quicker decisions and process your loan faster that traditional mortgage brokers. Los Angeles has a lot of mortgage lenders and we know that you have a choice when shopping for mortgage companies in Los Angeles. As a technology driven company we have streamlined procedures supported by latest mortgage technology tools to keep you in the loop through the entire home loan process. Call us today for a free good faith estimate and let us earn your business!
Let us help with your next home loan in Los Angeles:
- Ultra Low Rates & Fees
- Full Range of Mortgage Programs
- Technology Driven
- Same Day Pre-Qualifications
- Streamline Process, Fast Closings & On Time Funding
- Typically Close in 28 Days or Less!
Los Angeles, CA - Professional Mortgage Lenders
We specialize in Los Angeles home loans, FHA home loans for 1st time home buyers, VA home loans for US Veterans, and Jumbo home loans (over $453,100). Whether a new home purchase in Los Angeles or mortgage refinancing, we have you covered with a bevy of loan programs. Our expert loan officer’s will help educate you on all available loan programs, lock in a low rate, and walk you through every step from beginning to close.
Why More Californians Choose Us? It’s Our People!
Call (800)536-8171