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Welcome to GOLDEN STATE MORTGAGE – Los Angeles Mortgage Loans
Low Rates. Low Fees. Fast Closings!!

Apply OnlIne in 2 - 3 Minutes

Refinance Today and Save

Today's Mortgage Rates
Popular Los Angeles Mortgages: 30 Year Fixed, FHA, VA and USDA Loan Options
Conventional Rates

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30 Year Fixed

Low payments that never change

FHA Rates

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30 Year FHA

Stable monthly payment with less money down

VA Rates

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30 Year VA

100% loans to Conforming Jumbo Options available

USDA Rates

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30 Year USDA

100% financing rural properties

Rates current as of 10/16/2017, 2:56:53 PM . Rate Assumptions

Why Golden State Mortgage?

CLOSE ON TIME
Our goal is to close every loan in 28 days or less. In-house underwriting, processing, and closing allows for fast approval and on-time fundings.
LOW RATES & FEES
California Mortgage Lender with Low Mortgage Rates and Low Fees. FHA, VA, and USDA Approved Lender.
CUSTOMER SERVICE
Local California mortgage company and provide top-notch customer support. We will be with you at every step from application to closing.

We Specialize in New Home Purchases

New Home Loan? Let us help!

  • Primary Residence, 2nd Home, Investment
  • Conventional, FHA, VA and USDA Loans
  • Renovation Loan Programs
  • Great Rates, Low Fees

California Mortgage Refinance Experts

Refinance Today & Save!

  • Reduce Monthly Payment
  • Shorten Mortgage Term
  • Cash-out Debt Consolidation
  • Streamline Options Available

California FHA Home Loans

Advantages of FHA Mortgages

  • Great 1st Time Buyers
  • Low Down Payment
  • Easier Credit Qualifying
  • 203K Renovations Loan

California VA Home Loans

Advantages of VA Loans

  • Zero Down, 100% Financing
  • No Monthly Mortgage Insurance
  • No Debt to Income Restrictions
  • Jumbo Option with Down Payment

California Conventional Home Loans

Conventional Loan Advantages

  • Primary, 2nd homes and Investment
  • Up to 97% Financing
  • No Up-front Funding Fees
  • Renovation Loan Programs

California USDA Home Loans

Advantages of USDA Loans

  • 100% Financing Rural Properties
  • Primary Residence Only
  • Closing Costs Can be Rolled In
  • Home Repairs Can be Rolled In

California Jumbo Home Loans

Advantages of Jumbo Mortgages

  • Primary & 2nd Homes
  • 80% Loan to Value
  • Fixed Rate and Arm Options
  • Reserves Required

California Reverse Mortgage

Let your home work for you

  • No Monthly Mortgage Payments
  • Cash-Out Options
  • Money it Tax Free
  • No Credit Score Requirements

Local California Company

2244 Pacific Coast Hwy #106
Lomita CA 90717

Northern California
Sacramento
San Francisco
San Jose Home

Central California
Fresno

Southern California
Los Angeles
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Los Angeles Home Loans & Mortgage Refinance

Golden State Mortgage is a preferred mortgage lender by realtors in Los Angeles and our team of seasoned mortgage professionals have the expertise to find the lowest possible rates and structure the perfect loan programs for your individual needs. As a direct mortgage lenders we offer ultra competitive rates and fees and strive to close all loans in under 28 days. Local underwriting enables our underwriter’s to make quicker decisions and underwrite to our independent guidelines. This allows us to make quicker decisions and process your loan faster that traditional mortgage brokers. Los Angeles has a lot of mortgage lenders and we know that you have a choice when shopping for mortgage companies in Los Angeles. As a technology driven company we have streamlined procedures supported by latest mortgage technology tools to keep you in the loop through the entire home loan process. Call us today for a free good faith estimate and let us earn your business!

Let us help with your next home loan in Los Angeles:

Los Angeles, CA - Professional Mortgage Lenders

We specialize in Los Angeles home loans, FHA home loans for 1st time home buyers, VA home loans for US Veterans, and Jumbo home loans (over $453,100). Whether a new home purchase in Los Angeles or mortgage refinancing, we have you covered with a bevy of loan programs. Our expert loan officer’s will help educate you on all available loan programs, lock in a low rate, and walk you through every step from beginning to close.

Why More Californians Choose Us?  It’s Our People!
Call (800)536-8171

Speak to a Live Loan Officer

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CALIFORNIA MORTGAGE LENDING & REFINANCING:

CALL US TODAY 800-536-8171