Golden State Mortgage Blog

Mortgage Applications on the Rise

Mortgage applications to purchase a home rose recently and were 7% higher than a year ago. Purchase applications reached their highest level since April 2010. While total mortgage application volume decreased 3.5% during the same time, according to the Mortgage Bankers Association’s seasonally adjusted index, overall volume was 14% higher than a year ago. Purchase

Read More »

What to Ask Your Lender before You Commit

Which mortgage is the right one for me? When you want to know what your options are for each type of loan discussed, the mortgage lender should tell you the pros and the cons in light of your particular situation. In this article, we’ll look at what to ask your lender before you commit. Questions

Read More »

Homebuying Preparedness

Do you dream of one day owning your own home? You need to be prepared. If you buy before you’re able, you can find you owe more on your property than what it’s worth. But when is the best time to buy a house? It is important to buy a home for the right reasons,

Read More »

Why Home Inspections Are Necessary

You may have decided the master suite was exactly what you wanted, but do the windows leak? When you choose to purchase a home in California, you’re also potentially buying any problems lurking in the walls, the foundation, the crawl space, or the attic. The home inspection is the best way to negotiate repairs or

Read More »

How Long is the Mortgage Process in California?

Unfortunately, the honest answer is that it depends on a number of things. The most important is how long it takes you to find a property you want to call home. It could take months or possibly years if you include the search as part of the process. You want to be thorough, when it

Read More »