Golden State Mortgage Blog

Best Eco-Friendly Wall Coverings

More than just a stylish appealing trend, sustainability is sought after in all phases of design from construction methods and materials to wall and floor coverings. As demand for these natural products grows, manufacturers and retailers have begun to offer options made from a variety of earth-friendly materials. Many designers have also stepped up to

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How FHA Loans Work

FHA loans are a great option for first time home buyers — if this is your first home purchase, a California FHA home loan is probably your best option with its low down payment and easier credit standards. Your down payment can be as low as 3.5% of the purchase price and closing costs and

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Summertime Fireplace Maintenance Tips

Summertime in California is a great time to do deep-down house and yard cleaning: gardening, cleaning windows, outdoor paint touch-ups, etc. This is the time of year to get your house, yard, and outbuildings checked out for any wintertime damage, have those things repaired, and get them looking their best. One item that you never

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Ins and Outs of a VA Loan

What is a VA Loan? A VA Loan is a segment of the GI Bill was that signed into law by President Franklin D. Roosevelt to provide veterans with a federally guaranteed home loan with no down payment. It’s one of the ways we thank our veterans for their service. What is the Maximum VA

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Pricing a Home to Sell

There are many factors that come into play when pricing a home, such as time of year, supply and demand, and market fluctuations, the right price is ultimately the maximum amount that a buyer is willing to pay. It’s important for sellers to keep emotion out of the process, which can be understandably difficult. Take

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