Golden State Mortgage Blog

Home Inspections: What to Look For

If you’re in the process of buying a home, you likely experienced a home inspection. Home inspections occur to protect both buyer and seller. Buyers want to know they are making a sound investment and a thorough home inspection can provide assurance. For sellers, an inspection verifies the condition of the home at the time

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Adding Value to Your Home: What Works

You can enjoy the benefits and updates of many projects that add value to your home and improve your family’s quality of life. Renew the Kitchen Kitchen updates pay off. You can usually recover 60% – 120% of your investment on a kitchen remodel—as long as you keep it balanced with the rest of your

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All About Your Credit

Many consumers are confused about credit. A 2016 survey from the Consumer Federation of America (CFA) and VantageScore Solutions, LLC, found more than 80% of consumers know the basics of credit scores. But they’re still lost when it comes to some important details. To alleviate some of the confusion, here’s a few short answers to

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How to Handle Buying and Selling at the Same Time

You’re not going to close on a new home the exact same day you sell your old home if you’re in the process of buying and selling at the same time. You’ll have to rely on potential buyers and the current state of the market. There have been no offers on your current home, but

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Is a 20% down payment required to purchase a new home?

Purchasing a home is not an impulse buy. The upfront cash required can take years to save when you consider appraisals and inspections and closing costs and down payment. However, homeowners can sign the papers and own a home with significantly less cash out the door, thanks to low-down-payment loans on the market. You have

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