December 2017

What You Should Know About Home Closing Costs

Closing costs are expenses over and above the price of the property in any real estate transaction. Costs incurred include loan origination fees, discount points, appraisal fees, title searches, title insurance, surveys, taxes, deed-recording fees, and credit report charges. Prepaid costs are those that recur over time, such as property taxes and homeowners’ insurance, and …

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When Should I Buy a House in California?

It is most Californians’ dream to one day own their own home in California. However, if you buy before you are ready, your home can quickly drag you down and make you house poor, meaning you owe more on your property than what its estimated worth is. You want to buy a home. Eventually. But …

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Don’t Assume You Can’t Afford to Buy a Home in California

You too can buy a house, even in a relatively unpredictable market. Talking with first time homebuyers in California, they often say their reasons for why they haven’t chosen ownership over renting. Some common themes always emerge, which we discuss below. I don’t have a 20% down payment! Most people assume that you need 20% …

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