Month: December 2017

Five Slow Cooker Recipes to Warm You Up This Winter

Easy Slow Cooker Saag Aloo This delightful Indian dish makes a great side. You may have tried a similar version with cheese (called saag paneer) at an Indian restaurant. This vegan version allows everyone to enjoy it. Ingredients 1.5 pounds potatoes ½ onion, thinly sliced ½ cup water ½ vegetable stock cube, crumbled 1 Tbsp …

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Books to Read with Your Family this Holiday Season

Happy Holidays! If you celebrate Diwali, Hanukkah, Christmas, Kwanzaa, or any other holidays this time of year—or if you are just looking for some excellent winter-themed reading, here’s a list to read and share with all your family. Lighting a Lamp: A Diwali Story by Jonny Sucker Recommended for children ages 5 and up The …

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The Big Demand for Smaller Homes

As a homebuyer, initial considerations before purchase are the importance of location, floor plan, and solid construction. A recent report from Barclays has presented a new addition to consider. According to analyst Stephen Kim, the forty-year trend of bigger is better is over, as smaller homes are becoming the preference for the majority of American …

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What You Should Know About Home Closing Costs

Closing costs are expenses over and above the price of the property in any real estate transaction. Costs incurred include loan origination fees, discount points, appraisal fees, title searches, title insurance, surveys, taxes, deed-recording fees, and credit report charges. Prepaid costs are those that recur over time, such as property taxes and homeowners’ insurance, and …

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When Should I Buy a House in California?

It is most Californians’ dream to one day own their own home in California. However, if you buy before you are ready, your home can quickly drag you down and make you house poor, meaning you owe more on your property than what its estimated worth is. You want to buy a home. Eventually. But …

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Don’t Assume You Can’t Afford to Buy a Home in California

You too can buy a house, even in a relatively unpredictable market. Talking with first time homebuyers in California, they often say their reasons for why they haven’t chosen ownership over renting. Some common themes always emerge, which we discuss below. I don’t have a 20% down payment! Most people assume that you need 20% …

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