Whether you’re a first-time home buyer in California, or are an empty nester ready to downsize, you’ll need to complete a lot of steps before you consider talking with a lender. There are many things you’ll need to do to get ready to buy a home. It can be overwhelming. It might sometimes feel like […]
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It’s overwhelming to think about the numerous types of insurance available during the home buying process. You already have so much to do between packing, scheduling movers, and closing on your home. Do you really have to jump through more hoops? Unfortunately, yes. No sensible car owner would drive without insurance, so it figures that
Buying a Home? You’ll Need Insurance. Read More »
No one wants them to happen, but disasters can occur anywhere at any time—especially during hurricane season and wildfire season. To endure an already stressful situation a little more easily, you should prepare not only an emergency kit, but also an evacuation plan for your family. No matter whether you need to evacuate or shelter
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Closing costs are expenses over and above the price of the property in real estate transactions. They are basically a collection of administrative fees. Closing costs can include: Loan origination fees Discount points Appraisal fees Title searches Title insurance Surveys Taxes Deed-recording fees Credit report charges Before you sign your loan documents, you should have seen
Preparation¶ You’ll probably start entertaining the idea of looking for a home years before you’re totally financially prepared. It can be daunting, but it will give you a better idea of what you want, like a master suite, basement, or garage apartment. Using online mortgage calculators you’ll also be able to get a rough idea
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