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Welcome to GOLDEN STATE MORTGAGE – San Diego Mortgage Loans
Low Rates. Low Fees. Fast Closings!!
Today's Mortgage Rates
Popular San Diego, CA loan options: 30 Year Conventional, FHA, VA and USDA
Conventional Rates
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30 Year Fixed
Low payments that never change
FHA Rates
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30 Year FHA
Stable monthly payment with less money down
VA Rates
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30 Year VA
100% loans to Conforming Jumbo Options available
USDA Rates
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30 Year USDA
100% financing rural properties
Rates current as of 10/16/2017, 2:56:53 PM . Rate Assumptions
Why Golden State Mortgage?
CLOSE ON TIME
Our goal is to close every loan in 28 days or less. In-house underwriting, processing, and closing allows for fast approval and on-time fundings.
LOW RATES & FEES
California Mortgage Lender with Low Mortgage Rates and Low Fees. FHA, VA, and USDA Approved Lender.
CUSTOMER SERVICE
Local California mortgage company and provide top-notch customer support. We will be with you at every step from application to closing.
We Specialize in New Home Purchases
New Home Loan? Let us help!
- Primary Residence, 2nd Home, Investment
- Conventional, FHA, VA and USDA Loans
- Renovation Loan Programs
- Great Rates, Low Fees
California Mortgage Refinance Experts
Refinance Today & Save!
- Reduce Monthly Payment
- Shorten Mortgage Term
- Cash-out Debt Consolidation
- Streamline Options Available
California FHA Home Loans
Advantages of FHA Mortgages
- Great 1st Time Buyers
- Low Down Payment
- Easier Credit Qualifying
- 203K Renovations Loan
California VA Home Loans
Advantages of VA Loans
- Zero Down, 100% Financing
- No Monthly Mortgage Insurance
- No Debt to Income Restrictions
- Jumbo Option with Down Payment
California Conventional Home Loans
Conventional Loan Advantages
- Primary, 2nd homes and Investment
- Up to 97% Financing
- No Up-front Funding Fees
- Renovation Loan Programs
California USDA Home Loans
Advantages of USDA Loans
- 100% Financing Rural Properties
- Primary Residence Only
- Closing Costs Can be Rolled In
- Home Repairs Can be Rolled In
California Jumbo Home Loans
Advantages of Jumbo Mortgages
- Primary & 2nd Homes
- 80% Loan to Value
- Fixed Rate and Arm Options
- Reserves Required
California Reverse Mortgage
Let your home work for you
- No Monthly Mortgage Payments
- Cash-Out Options
- Money it Tax Free
- No Credit Score Requirements
San Diego Home Loans & Mortgage Refinance
Our San Diego mortgage lenders are on stand-by to help answer your mortgage questions and help find the best loan programs for your specific lending needs. Golden State Mortgage offers low rates, low fees and with local underwriting we can close loans quickly. Our goal is to close all new home purchases in 28 days or less. As a technology driven mortgage company we have simplified mortgage lending and keep you in the loop through the entire process. You can apply for a San Diego home loan either online or calling and letting our friendly loan officer’s take your application over the phone. The process is simple! Call today for a free good faith estimate and let us earn your business. Whether a San Diego FHA Loan, San Diego VA home loan, or San Diego jumbo mortgage we can help!
Your Local California Mortgage Company:
- San Diego Direct Mortgage Lender- Low Rates & Fees
- Full Range of Mortgage Programs
- Technology Driven
- Same Day Pre-Qualifications
- Streamline Process, Fast Closings & On Time Funding
- Typically Close in 28 Days or Less!
San Diego Home Loans | FHA Loans, VA & USDA Home Loans
Whether a 1st time home buyer in need of a San Diego FHA loan, or US military in need of a San Diego VA home loan, we have the right program for your specific lending needs. Mortgage rates are still low and a great time to buy a new home or refinance your existing mortgage.
Why More Californians Choose Us? It’s Our People!
Call (800)536-8171