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Welcome to GOLDEN STATE MORTGAGE – San Jose Mortgage Loans
Low Rates. Low Fees. Fast Closings!!
Today's Mortgage Rates
Popular San Jose Mortgages - 30 Year Fixed Conventional, FHA, VA and USDA loan options
Conventional Rates
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30 Year Fixed
Low payments that never change
FHA Rates
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30 Year FHA
Stable monthly payment with less money down
VA Rates
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30 Year VA
100% loans to Conforming Jumbo Options available
USDA Rates
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30 Year USDA
100% financing rural properties
Rates current as of 10/16/2017, 2:56:53 PM . Rate Assumptions
Why Golden State Mortgage?
CLOSE ON TIME
Our goal is to close every loan in 28 days or less. In-house underwriting, processing, and closing allows for fast approval and on-time fundings.
LOW RATES & FEES
California Mortgage Lender with Low Mortgage Rates and Low Fees. FHA, VA, and USDA Approved Lender.
CUSTOMER SERVICE
Local California mortgage company and provide top-notch customer support. We will be with you at every step from application to closing.
We Specialize in New Home Purchases
New Home Loan? Let us help!
- Primary Residence, 2nd Home, Investment
- Conventional, FHA, VA and USDA Loans
- Renovation Loan Programs
- Great Rates, Low Fees
California Mortgage Refinance Experts
Refinance Today & Save!
- Reduce Monthly Payment
- Shorten Mortgage Term
- Cash-out Debt Consolidation
- Streamline Options Available
California FHA Home Loans
Advantages of FHA Mortgages
- Great 1st Time Buyers
- Low Down Payment
- Easier Credit Qualifying
- 203K Renovations Loan
California VA Home Loans
Advantages of VA Loans
- Zero Down, 100% Financing
- No Monthly Mortgage Insurance
- No Debt to Income Restrictions
- Jumbo Option with Down Payment
California Conventional Home Loans
Conventional Loan Advantages
- Primary, 2nd homes and Investment
- Up to 97% Financing
- No Up-front Funding Fees
- Renovation Loan Programs
California USDA Home Loans
Advantages of USDA Loans
- 100% Financing Rural Properties
- Primary Residence Only
- Closing Costs Can be Rolled In
- Home Repairs Can be Rolled In
California Jumbo Home Loans
Advantages of Jumbo Mortgages
- Primary & 2nd Homes
- 80% Loan to Value
- Fixed Rate and Arm Options
- Reserves Required
California Reverse Mortgage
Let your home work for you
- No Monthly Mortgage Payments
- Cash-Out Options
- Money it Tax Free
- No Credit Score Requirements
San Jose, CA New Home Loans & Mortgage Refinance
San Jose mortgage lenders for FHA home loans, VA home loans, USDA mortgages, and Jumbo loans. We specialize in new home purchases as well as mortgage refinancing. As a local California mortgage company we have the flexibility and offerings that traditional mortgage brokers and mortgage banks can not provide. We will walk you step-by-step through the home lending process and keep you in the loop all the way to the end. We offer ultra competitive rates and fees and customer service that is second to none. As a direct mortgage lender we can make quicker decisions and strive to close all new home loans in San Jose in 28 days or less. Let us earn your business and give our San Jose team a call today. Let us earn your business – same day approvals and free good faith estimates!
SACRAMENTO NEW HOME PURCHASES
- Low Rates & Low Fees!!
- Full Range of Mortgage Programs
- Technology Driven
- Same Day Pre-Qualifications
- Streamline Process, Fast Closings & On Time Funding
- Typically Close in 28 Days or Less!
Your San Jose Mortgage Lender for VA, FHA and USDA mortgages
We are a premier mortgage lender in San Jose with offices right here in California. As a technology driven company and emphasis on customer service our home loan process simply can’t be matched. We strive to close all new home loans in 28 days or less and offer same day approvals in most instances. Learn more about available San Jose home loans options.
Why More Californians Choose Us? It’s Our People!
Call (800)536-8171