Time spent on the loan process depends on a number of things. First, it depends on how long it takes you to find a property in California you want to call home. If you consider that search as part of the process, you should expect it to take months or possibly years. When it comes […]
How Long Does it Take to Get a Mortgage in California? Read More »
Purchasing a home in California is not an impulse buy. From appraisals and inspections to closing costs and down payments, it can take years to save the upfront cash required. However, thanks to low-down-payment loans now on the market, homeowners can have keys in hand to that home for sale with significantly less cash out
Is the Era of 20 Percent Down Payments Over? Read More »
As it’s getting cooler out, the idea of getting new plants to accent your new home can be an impractical one…but only if you’re thinking in terms of the outdoors only! Succulents are great, hassle-free indoor plants, and a quick way to add a bit of living art to any space…but let’s face it, unless
Which Succulents Fit Your Personality? Read More »
Good credit is central to buying a home in California. If your credit score isn’t very high, the home buying process can stall even before it truly begins. One of the first considerations of home ownership is figuring out your finances, and that includes understanding your credit—a critical piece of the buying process. Whether you’re
How to Repair Credit Before Buying a Home in California Read More »
When you buy a house in California, you’re not just buying that beautiful master suite or spectacular fireplace, you’re also buying any problems lurking in the walls, the foundation, the crawl space or the attic. The home inspection is your chance to avoid those problems, or at least, use the results to negotiate with the seller. A certified home inspector is
Why You Need a Home Inspection Read More »
No one wants them to happen, but disasters can occur anywhere at any time. To endure an already stressful situation a little more easily, you should prepare an emergency kit — no matter whether you need to evacuate or shelter in place. Make sure your emergency kit is stocked with the items on the checklist
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7 Disaster Assistance Programs That Can Help If you live in an area that recently declared a disaster, you can get help from the federal government. You can visit DisasterAssistance.gov to find out what kinds of help you can get, apply for assistance, and to later check the status of your application. In addition, you
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A wide variety of emergencies may cause an evacuation. In some instances, you may have a day or two to prepare, while other situations might call for an immediate evacuation. Planning ahead is vital to ensuring that you can evacuate quickly and safely. Before an Evacuation Learn the types of disasters that are likely in
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