disclosure rules

Will the White House Veto a Formal Grace Period for TRID?

Last week we took a look at the launch of the new consumer protection measure for mortgage borrowers put in place by the Consumer Financial Protection Bureau (CFPB), called TRID. It went into effect October 4, and many in the industry predicted that the new requirements related to TRID would cause an initial slowdown in …

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Will TRID Simplify the Home Buying Process?

The Consumer Financial Protection Bureau (CFPB) rolled out its new mortgage borrower protection rule this week, TRID, or the TILA-RESPA Integrated Disclosure. TRID does exactly what it says it will do; it essentially integrates two forms created separately under the Truth in Lending Act (TILA) and the Real Estate Settlement Procedures Act of 1974 (RESPA) …

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