If you’re shopping for a new home in California, you can calculate the home price you can pay and the mortgage schedule you will need based on the payment, down payment, taxes, and insurance you can afford. This calculation will provide an estimate of your house price range based on the monthly payment you can […]
How to Calculate a Mortgage Read More »
If you have completed a real estate transaction in California, you likely experienced a home inspection. Home inspections occur to protect both buyer and seller. When purchasing a home, buyers want to know they are making a sound investment—and a thorough home inspection can provide assurance. For home sellers, an inspection verifies the condition of
Key Points To Pay Attention to in a Home Inspection Read More »
Zoos are fascinating and educational places for families to spend a day. Children are especially captivated by animals, particularly animals that are new or unusual to them. Zoos have a wonderful effect on adults, too. Breeding endangered species in captivity to reintroduce them into the wild is a goal for several zoos. Modern zoos want
The Top 5 Zoos in California Read More »
Sometimes, you must present hard questions to yourself and then choose how to protect yourself, your family, and your home. Consider what would happen if someone listed on the mortgage became disabled, came down with a serious illness or died? Do other family members have the finances to make monthly mortgage payment? Do you have
What Is Mortgage Protection Insurance? Do I Need It? Read More »
Buying a house without a Realtor isn’t a situation where you can just set a few days aside. From researching the projected cost of utilities to local zoning restrictions—for example, is it legal to run your home-based business from the new dwelling—you’re going to invest countless hours in research before making an offer. As a
Why use a Realtor to buy a home in California? Read More »
Time spent on the loan process depends on a number of things. First, it depends on how long it takes you to find a property in California you want to call home. If you consider that search as part of the process, you should expect it to take months or possibly years. When it comes
How Long Does it Take to Get a Mortgage in California? Read More »
Purchasing a home in California is not an impulse buy. From appraisals and inspections to closing costs and down payments, it can take years to save the upfront cash required. However, thanks to low-down-payment loans now on the market, homeowners can have keys in hand to that home for sale with significantly less cash out
Is the Era of 20 Percent Down Payments Over? Read More »
As it’s getting cooler out, the idea of getting new plants to accent your new home can be an impractical one…but only if you’re thinking in terms of the outdoors only! Succulents are great, hassle-free indoor plants, and a quick way to add a bit of living art to any space…but let’s face it, unless
Which Succulents Fit Your Personality? Read More »
Good credit is central to buying a home in California. If your credit score isn’t very high, the home buying process can stall even before it truly begins. One of the first considerations of home ownership is figuring out your finances, and that includes understanding your credit—a critical piece of the buying process. Whether you’re
How to Repair Credit Before Buying a Home in California Read More »
When you buy a house in California, you’re not just buying that beautiful master suite or spectacular fireplace, you’re also buying any problems lurking in the walls, the foundation, the crawl space or the attic. The home inspection is your chance to avoid those problems, or at least, use the results to negotiate with the seller. A certified home inspector is
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