first-time home buyers

Why Buying a Home is Better than Renting

Owning your own home has distinct advantages over renting, especially when it comes to building your net worth and providing a stable environment for your family. If you’re struggling with whether to buy versus rent, consider these 10 reasons to take the plunge into homeownership: 1. You can ramp up energy efficiency. Energy-efficient improvements—from adding …

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Investing in a Home is an Investment in Your Future

Is buying a home a good investment? You’ve probably heard from the media, parents, older relatives, and, of course, real estate professionals that buying a home is a great investment that always helps to secure your future. You’re told buying a home is a good investment that will appreciate over time, and that it will …

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Advice for Single Homebuyers

Home-buying trends have changed over the last decade, and in today’s new market, more single homebuyers are entering the real estate market than ever before. And, single women have now outpaced single men as a percentage of homebuyers—a whopping 21 percent of all new home purchases are credited to single women. Single men and women …

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All About Credit Scores

The truth is, many consumers are confused about credit, with good reason—it’s a complicated subject. While a large majority of consumers (more than 80%) know the basics of credit scores, they’re still lost when it comes to some very important details, a 2016 survey from the Consumer Federation of America (CFA) and VantageScore Solutions, LLC, …

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When Should I Buy a House in California?

It is most Californians’ dream to one day own their own home in California. However, if you buy before you are ready, your home can quickly drag you down and make you house poor, meaning you owe more on your property than what its estimated worth is. You want to buy a home. Eventually. But …

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Don’t Assume You Can’t Afford to Buy a Home in California

You too can buy a house, even in a relatively unpredictable market. Talking with first time homebuyers in California, they often say their reasons for why they haven’t chosen ownership over renting. Some common themes always emerge, which we discuss below. I don’t have a 20% down payment! Most people assume that you need 20% …

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Which Succulents Fit Your Personality?

As it’s getting cooler out, the idea of getting new plants to accent your new home can be an impractical one…but only if you’re thinking in terms of the outdoors only! Succulents are great, hassle-free indoor plants, and a quick way to add a bit of living art to any space…but let’s face it, unless …

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Common Mistakes Homebuyers Make

Purchasing a home in California is one of the most exciting and potentially stressful things you can do. The home buying process is also an emotional experience that is very personal to each buyer. When your emotions are involved in a purchase, however, you might end up skipping or overlooking certain details. Here are some suggestions …

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Foreclosures Waning = Homeowners Winning

When it comes to “fun homeowner conversations”, decorating, family planning, and congratulations are usually what go around before people come around at housewarming time. The specter of foreclosure however? Not so much. With that kind of phantom hanging around in the wings, it’s no wonder taking the first steps to owning a home can seem …

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Your 4th of July Fireworks Checklist!

It’s the Fourth! And now that you’re newly in a home, you’ve got more spreading out and more celebrating to do this holiday! What could mark the anniversary of our country’s independence and the new place better than a few pyrotechnics? Other than a great potluck spread of course. But even more important than matching …

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