Home Ownership

Maximizing Your Appraisal

If you want to refinance your home and still take advantage of currently low interest rates, you’ll they have to get through a home appraisal, before landing a new 30-year fixed-rate mortgage. What do you do when the appraisal came back less than what you’re expecting, and too low to support the new loan? Low …

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Why Buying a Home is Better than Renting

Owning your own home has distinct advantages over renting, especially when it comes to building your net worth and providing a stable environment for your family. If you’re struggling with whether to buy versus rent, consider these 10 reasons to take the plunge into homeownership: 1. You can ramp up energy efficiency. Energy-efficient improvements—from adding …

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Selling Your Home? First, Work on Selling Your Yard

One of your first priorities when putting your property on the market should be an objective overview of the visual appeal of your landscaping. Ideally, you want potential buyers approaching your home to see a pleasant, neat, and well-kept yard. First impressions matter—the initial curbside glance should convey to buyers, that you as the current …

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Downsizing for Empty Nesters and Retirees

It sounds so satisfying, in a way, the prospect of working your whole life and then retiring—it’s a goal most of us have, to reach for a reward for decades of toil. With no deadlines to meet, no schedules to keep, no one to answer to, retirement means time to travel, engage in hobbies there …

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How to Make Buying and Selling at the Same Time Work

Buying a home is a serious undertaking, and can be stressful at times. Between keeping paperwork organized, meeting deadlines, and research—and working to sell your home at the same time can turn into one big, overwhelming headache. Here are a few things to keep in mind when you’re buying and selling a home simultaneously. You …

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Investing in a Home is an Investment in Your Future

Is buying a home a good investment? You’ve probably heard from the media, parents, older relatives, and, of course, real estate professionals that buying a home is a great investment that always helps to secure your future. You’re told buying a home is a good investment that will appreciate over time, and that it will …

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Advice for Single Homebuyers

Home-buying trends have changed over the last decade, and in today’s new market, more single homebuyers are entering the real estate market than ever before. And, single women have now outpaced single men as a percentage of homebuyers—a whopping 21 percent of all new home purchases are credited to single women. Single men and women …

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What You Need to Know about the Neighborhood

In the National Association of Realtors’ 2010 Profile of Home Buyers and Sellers, 64 % of buyers ranked quality of neighborhood as the most important consideration when selecting a place to live. While it’s just not possible to know everything there is to know about a neighborhood before you buy a home move in, a …

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Your Handy Home Maintenance Checklist

Financial responsibility is usually first on your mind when buying and right after you’ve purchased a home, but there’s also time and labor required in the form of home maintenance. Keeping up with these tasks will keep you from future headaches and wasted money. As a new homeowner, it can seem intimidating or totally overwhelming—but, …

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