California

What You Need When Applying for a Home Loan

Whether you’re a first-time home buyer in California, or are an empty nester ready to downsize, you’ll need to complete a lot of steps before you consider talking with a lender. There are many things you’ll need to do to get ready to buy a home. It can be overwhelming. It might sometimes feel like …

What You Need When Applying for a Home LoanRead More »

How to Survive Buying a House¶

Preparation¶ You’ll probably start entertaining the idea of looking for a home years before you’re totally financially prepared. It can be daunting, but it will give you a better idea of what you want, like a master suite, basement, or garage apartment. Using online mortgage calculators you’ll also be able to get a rough idea …

How to Survive Buying a House¶Read More »

How to Qualify as a First-Time Home Buyer in California

Did you know that the definition of a first-time buyer isn’t restricted to people purchasing their very first home? According to the Department of Housing and Urban Development, it also includes the following: A person who has not owned a residence for at least 3 years. A single parent who previously co-owned a home while …

How to Qualify as a First-Time Home Buyer in CaliforniaRead More »

How Home Loans Work in California

If you’ve thought about buying a house in the Golden State, you’re not alone. It’s a great place to live! You might wonder how to get a mortgage in California, so we’ve put together a list of what you should know about California home loans. Conventional Mortgage This is the most commonly used type and …

How Home Loans Work in CaliforniaRead More »

When Should I Buy a House in California?

It is most Californians’ dream to one day own their own home in California. However, if you buy before you are ready, your home can quickly drag you down and make you house poor, meaning you owe more on your property than what its estimated worth is. You want to buy a home. Eventually. But …

When Should I Buy a House in California?Read More »

Don’t Assume You Can’t Afford to Buy a Home in California

You too can buy a house, even in a relatively unpredictable market. Talking with first time homebuyers in California, they often say their reasons for why they haven’t chosen ownership over renting. Some common themes always emerge, which we discuss below. I don’t have a 20% down payment! Most people assume that you need 20% …

Don’t Assume You Can’t Afford to Buy a Home in CaliforniaRead More »

Insurance You Need as a Homebuyer

Reviewing the numerous types of insurance available during the home buying process can be overwhelming. You already have so much to do to close on your home—do you really have to jump through more hoops? Well, yes. No sensible car owner would drive without insurance, so it stands to reason that no new homeowner should …

Insurance You Need as a HomebuyerRead More »

Scroll to Top