first-time homebuyers

Don’t Assume You Can’t Afford to Buy a Home in California

You too can buy a house, even in a relatively unpredictable market. Talking with first time homebuyers in California, they often say their reasons for why they haven’t chosen ownership over renting. Some common themes always emerge, which we discuss below. I don’t have a 20% down payment! Most people assume that you need 20% […]

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More First-Time Buyers Opt for Jumbo Loans in California

When you think of a jumbo loan, or jumbo mortgage, it evokes visions of luxury home buying, second homes, vacation homes, or maybe investors looking to purchase a multi-family unit to develop luxury condos or apartments. These days, though, a lot of first-time homebuyers in California are learning all about jumbo loans, because, in some

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FHA Revises Policies and Opens Doors for First-Time Home Buyers

As owning a home has become more affordable than renting, many renters are eager to make an investment in the market and in their own future. Though most of these prospective buyers could easily handle the monthly mortgage payment, based on the already high rental rate they are paying, the one thing holding some borrowers

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