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What does the government shutdown mean for my mortgage?

When the government shuts down, who gets hit hardest among people needing a home mortgage? The latest version of federal breakdown made one fact painfully clear: It all depends on the type of loan you’re shopping for, or already had in progress. For many borrowers a VA (Department of Veterans Affairs) mortgage or FHA (Federal …

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Most Popular Eco-Friendly Flooring Solutions

There was a time when the term eco-friendly evoked images of bland, boring, and neutral colored materials. Thankfully, that is not the case anymore. As more designers seek out eco-friendly materials for an environmentally aware clientele, manufacturers have given the design world many beautiful options. 1. Cork Cork is relatively new to the flooring world. …

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Energy Efficient Home Improvement Projects

Commonly heard and read about energy-saving advice: Buy only Energy Star-rated appliances, replace incandescent light bulbs with fluorescent twists or LEDs, and choose the cheapest electric provider. But there are many other low-cost, energy-saving strategies that can escape homeowners’ attention. About 35 percent of heating and cooling is lost through the roof, according to energy …

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The Basics of the USDA Loan

Do you seem more comfortable surrounded by pastures than pavement? If so, buying a home in a rural setting might be well within reach, thanks to the U.S. Department of Agriculture mortgage program. In fact, the USDA has one of the government’s least-known mortgage assistance programs. Issued through the USDA loan program, also known as …

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Five Slow Cooker Recipes to Warm You Up This Winter

Easy Slow Cooker Saag Aloo This delightful Indian dish makes a great side. You may have tried a similar version with cheese (called saag paneer) at an Indian restaurant. This vegan version allows everyone to enjoy it. Ingredients 1.5 pounds potatoes ½ onion, thinly sliced ½ cup water ½ vegetable stock cube, crumbled 1 Tbsp …

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Books to Read with Your Family this Holiday Season

Happy Holidays! If you celebrate Diwali, Hanukkah, Christmas, Kwanzaa, or any other holidays this time of year—or if you are just looking for some excellent winter-themed reading, here’s a list to read and share with all your family. Lighting a Lamp: A Diwali Story by Jonny Sucker Recommended for children ages 5 and up The …

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The Big Demand for Smaller Homes

As a homebuyer, initial considerations before purchase are the importance of location, floor plan, and solid construction. A recent report from Barclays has presented a new addition to consider. According to analyst Stephen Kim, the forty-year trend of bigger is better is over, as smaller homes are becoming the preference for the majority of American …

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