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What a mortgage lender can and can’t ask you

Millions of mortgage applications are completed and sent to lenders each year. Part of the steps required include the lender gathering information about you—and sometimes those questions can seem invasive. Most of the questions are required as part of your approval. Let’s take a look at the things a mortgage lender will ask. Credit Lenders …

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Do you need a realtor?

The short answer is no, but not using a realtor, instead thinking you can use the internet as your only means of information is short-sighted. From researching the projected cost of utilities to local zoning restrictions, you’re going to invest countless hours in research before making an offer. As a buyer, and especially as a …

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What does the government shutdown mean for my mortgage?

When the government shuts down, who gets hit hardest among people needing a home mortgage? The latest version of federal breakdown made one fact painfully clear: It all depends on the type of loan you’re shopping for, or already had in progress. For many borrowers a VA (Department of Veterans Affairs) mortgage or FHA (Federal …

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Most Popular Eco-Friendly Flooring Solutions

There was a time when the term eco-friendly evoked images of bland, boring, and neutral colored materials. Thankfully, that is not the case anymore. As more designers seek out eco-friendly materials for an environmentally aware clientele, manufacturers have given the design world many beautiful options. 1. Cork Cork is relatively new to the flooring world. …

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Energy Efficient Home Improvement Projects

Commonly heard and read about energy-saving advice: Buy only Energy Star-rated appliances, replace incandescent light bulbs with fluorescent twists or LEDs, and choose the cheapest electric provider. But there are many other low-cost, energy-saving strategies that can escape homeowners’ attention. About 35 percent of heating and cooling is lost through the roof, according to energy …

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