Do you seem more comfortable surrounded by pastures than pavement? If so, buying a home in a rural setting might be well within reach, thanks to the U.S. Department of Agriculture mortgage program. In fact, the USDA has one of the government’s least-known mortgage assistance programs. Issued through the USDA loan program, also known as …
Easy Slow Cooker Saag Aloo This delightful Indian dish makes a great side. You may have tried a similar version with cheese (called saag paneer) at an Indian restaurant. This vegan version allows everyone to enjoy it. Ingredients 1.5 pounds potatoes ½ onion, thinly sliced ½ cup water ½ vegetable stock cube, crumbled 1 Tbsp …
Five Slow Cooker Recipes to Warm You Up This Winter Read More »
Whether you live in or travel to a climate where winter means unpredictably cold weather means having your car stocked up for wintertime emergencies is a must. It doesn’t take much preparation to assure that you can focus on getting to your winter destinations safe and sound. But in the event of an emergency there …
Happy Holidays! If you celebrate Diwali, Hanukkah, Christmas, Kwanzaa, or any other holidays this time of year—or if you are just looking for some excellent winter-themed reading, here’s a list to read and share with all your family. Lighting a Lamp: A Diwali Story by Jonny Sucker Recommended for children ages 5 and up The …
Books to Read with Your Family this Holiday Season Read More »
As a homebuyer, initial considerations before purchase are the importance of location, floor plan, and solid construction. A recent report from Barclays has presented a new addition to consider. According to analyst Stephen Kim, the forty-year trend of bigger is better is over, as smaller homes are becoming the preference for the majority of American …
Closing costs are expenses over and above the price of the property in any real estate transaction. Costs incurred include loan origination fees, discount points, appraisal fees, title searches, title insurance, surveys, taxes, deed-recording fees, and credit report charges. Prepaid costs are those that recur over time, such as property taxes and homeowners’ insurance, and …
The key to understanding how to keep warm is the fact that you lose more heat by radiation to your surroundings than you do by convection to the air. This is why your house feels so cold when you get back from a winter break, even after you’ve turned on the central heating—though the air …
The holidays are a time to join family and honor history and heritage. In our state, we have a diverse range of cultures, and each of these groups celebrates individual holiday traditions that make California unique during the holidays. Tamales Many Texas holiday traditions can be traced back to Latin American and Spanish cultures. Tamales …
They say that into each life a little rain must fall. Unfortunately, looking at the headlines today literal AND metaphorical rain can get to some pretty catastrophic proportions. But as always, there’s hope! And it starts wtih each one of us being informed and involved before tragedy strikes. If you’re not as active within your …
Every part of the world is susceptible to natural disaster, as we’ve seen in the USA this year. Hurricanes, floods, earthquakes, tornadoes, and wildfires have affected numerous locations across the country. Learn about the types of disasters that are likely in your community and the local emergency, and shelter phone numbers, websites, and plans for …
What are the Initial Steps I Need to Take Before a Natural Disaster Strikes? Read More »
