If you have completed a real estate transaction in California, you likely experienced a home inspection. Home inspections occur to protect both buyer and seller. When purchasing a home, buyers want to know they are making a sound investment—and a thorough home inspection can provide assurance. For home sellers, an inspection verifies the condition of …
Key Points To Pay Attention to in a Home Inspection Read More »
Sometimes, you must present hard questions to yourself and then choose how to protect yourself, your family, and your home. Consider what would happen if someone listed on the mortgage became disabled, came down with a serious illness or died? Do other family members have the finances to make monthly mortgage payment? Do you have …
What Is Mortgage Protection Insurance? Do I Need It? Read More »
Buying a house without a Realtor isn’t a situation where you can just set a few days aside. From researching the projected cost of utilities to local zoning restrictions—for example, is it legal to run your home-based business from the new dwelling—you’re going to invest countless hours in research before making an offer. As a …
Purchasing a home in California is not an impulse buy. From appraisals and inspections to closing costs and down payments, it can take years to save the upfront cash required. However, thanks to low-down-payment loans now on the market, homeowners can have keys in hand to that home for sale with significantly less cash out …
As it’s getting cooler out, the idea of getting new plants to accent your new home can be an impractical one…but only if you’re thinking in terms of the outdoors only! Succulents are great, hassle-free indoor plants, and a quick way to add a bit of living art to any space…but let’s face it, unless …
Good credit is central to buying a home in California. If your credit score isn’t very high, the home buying process can stall even before it truly begins. One of the first considerations of home ownership is figuring out your finances, and that includes understanding your credit—a critical piece of the buying process. Whether you’re …
How to Repair Credit Before Buying a Home in California Read More »
When you buy a house in California, you’re not just buying that beautiful master suite or spectacular fireplace, you’re also buying any problems lurking in the walls, the foundation, the crawl space or the attic. The home inspection is your chance to avoid those problems, or at least, use the results to negotiate with the seller. A certified home inspector is …
No one wants them to happen, but disasters can occur anywhere at any time. To endure an already stressful situation a little more easily, you should prepare an emergency kit — no matter whether you need to evacuate or shelter in place. Make sure your emergency kit is stocked with the items on the checklist …
If you’re a first-time home buyer in California, you’re probably already overwhelmed just thinking about the whole process. There are so many steps you’ll have to do that it may feel like you’ll never get the keys to your dream home. We hope the advice in this article can help you better understand this aspect …
How to Get a First Time Buyer Home Loan in California Read More »
Mortgage rates are reaching historic lows, and as one might expect, borrowers are taking note. Whether it’s existing homeowners making the most of the dip in rates to refinance or upgrade to something bigger, first-time buyers just entering the market, or luxury homebuyers and developers, Californians are taking advantage of these low mortgage rates while …
Borrowers Are Taking Advantage of Historically Low Mortgages Rates Read More »
